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- Apr 30, 2011
Are you going to downgrade to an ink cash? Or keep the preferred
Gonna downgrade. Ink Cash 5x would be more useful and no AF
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Are you going to downgrade to an ink cash? Or keep the preferred
What are some good airline/travel cards with flight benefits? Trying to get a good travel card in 2018.
Yo, are they able to decrease your cl if you apply for a diff cc within the same company? Amex gave me a 10k limit but cut my 24k in half smh.
Opinions on the Chase Freedom Unlimited card?
Is there any main difference between a discovery or capital one card and a back cc from the bank I'm with. I mean I kno they have different rewards but that's just it right?
You guys don’t consider the downside of having so many cards open? You’ll eventually have to close them right and your score will dip everytime you close an account. Or, you’ll just end up with 20+ unused accounts. Seems like a lot of hassle/drawbacks for less than 5k of total reward or bonuses.
Chase Slate took less than a week to get to me after applying. Surprised it go in so quick with the holidays. Just waiting for the balance transfer to go through. It'll feel good to stop the bleeding with these interest payments.
I use Google Calendar and its helped me more than the spreadsheet I was using. I know when all monthly and annual bills are due, when pay days are, what checks will be used for what bills, and the leftover funds from each check. Once I get settled in the new job and see what the true take home pay is after tax and benefits I'll add in monthly/quarterly milestones for CC debt and liquid savings.I know that pain with intrest payments......Been paying off my credit cards one by one. Afterwards I'll refi my auto loan later in the year.
It definitely helps to see things on a spreadsheet, really been able to budget these past few months.
I use Google Calendar and its helped me more than the spreadsheet I was using. I know when all monthly and annual bills are due, when pay days are, what checks will be used for what bills, and the leftover funds from each check. Once I get settled in the new job and see what the true take home pay is after tax and benefits I'll add in monthly/quarterly milestones for CC debt and liquid savings.
I need to figure out my car loan situation too. I'm so underwater its ridiculous. Once I get mt CC utilization down to 20% I'm going to be aggressive with getting the car loan balance below its trade-in value. I want to trade it in and lease something by the end of the year. The ultimate goal is a house in 2020 so may hold off on the new car. Just gotta see how disciplined I truly am over these next 8-12 months.
Credit score was sitting at 777-785 in 2017
800 gang, let's get this
Me too. I feel like I've been sitting at 788 for 2 years now. How do I get it to the next level?
My credit history is relatively short (3 years), I keep my usage way low (below 10%), and always pay on time. I have no loans or any additional lines of credit other than the 2 cards I have right now. I'm dreaming of the land past 800, but I dunno how to get there.
What are some good airline/travel cards with flight benefits? Trying to get a good travel card in 2018.
Me too. I feel like I've been sitting at 788 for 2 years now. How do I get it to the next level?
My credit history is relatively short (3 years), I keep my usage way low (below 10%), and always pay on time. I have no loans or any additional lines of credit other than the 2 cards I have right now. I'm dreaming of the land past 800, but I dunno how to get there.
One thing that may be hurting your score is your credit mix/portfolio. If you had a mortgage/auto loan your score would be higher.
Is it bettter to pay your whole credit card bill at once or just pay over the minimum. For example say I owe 176 should I just pay 100 or the whole 176