- 4,758
- 1,409
- Joined
- Nov 6, 2012
Yes, she can use the card at any time though.
anyone know if I can use my discover it card on my girls apple pay app to take advantage of the cashback?
Follow along with the video below to see how to install our site as a web app on your home screen.
Note: this_feature_currently_requires_accessing_site_using_safari
Yes, she can use the card at any time though.
anyone know if I can use my discover it card on my girls apple pay app to take advantage of the cashback?
I've heard good things about SoFi but have heard the process is a pain ...Ok so I wanted to get your opinions on this being that this is a credit based thread and I regard this situation as being credit related.
Back in May I refinanced my school loans to get a better rate which has been nothing but beneficial to me (Lower payments, less interest being charged I would suggest this to anyone who has an rate of over 7%) but since then, events have come to pass which lead me to believe that I would be able to get a much better rate than what I have currently, so I am applying for a refinance once again through SOFI. I was pre-approved, but now am unsure if I should move forward with the process for the following reason.
The issue is that as of right now my credit card balance is substantial and thus is affecting my score. The card itself is new so I am in a no interest period which is why I have been in no rush to pay it off, I have been whittling it down and would have it paid off before the interest kicks in, but now I am wondering whether or not I should try and pay it all off now to realize that uptick in credit score for this refinance application. I could in fact pay it all off now, but really am not sure if I should over extend myself to do so if the score won’t be a huge factor in my rate consideration.
For what it’s worth, Credit Karma’s credit simulator projects a 50 point increase if I was to get the balance back down to zero.
I am also weary of the potential of interest rates rising and me missing the boat on getting a good deal on this.
Anyone have any thoughts regarding this?
Thank you in advance for your responses.
Nah, just touch id to authenticate.
im not worried about that. was planning to purchase a new iphone and wanted to take advantage of 10% apple pay plus double cashback, just needed to make sure. thought i seen something about the phone owner needing to be a authorized card user.
DiscoverIT doesn't distribute the double cashback until after a year correct?
according to the thread on reddit it said after 2 statements.
Just talked to Discover and it seems like you will get 10% cash back that month for paying with apple pay. Then after the first 12 months, they double all the cash back that you earned that year. So if the only thing you bought on that card was the iPhone, after 12 months, you would effectively get 20% cash back.
But you are right, you only get the doubled cash back after 12 months.
^ Details on this Discover card? How much did you guys get approved for?
Definitely interested.initial CL was $1500 with a 720 experian fico score. if you're interested in signing up lemme know and I can shoot you a referral so we both get a $50 statement credit^ Details on this Discover card? How much did you guys get approved for?
Definitely interested.
@BeezyGotSole
@crcballer55
This Discover card a good look? I have 750 score + 3 cards currently with CapOne:
- $10k VentureOne
- $3k Quicksilver
- $2k Platinum Mastercard (that they won't let me upgrade / remove this annual fee / I stash at home)
^ Details on this Discover card? How much did you guys get approved for?
This sounds great, but I'm hesitant to hold down 4 cards.@Slighted It's a great card to have I highly recommend it, if they are still offering double cash back for new members that is a great incentive.
I honestly can't say that there is anything that I don't like about the card.
-Free FICO TU scoring
-Price match guarantee
-Good 5% rotating categories
-Online 5%-20% Cashback at over 100 sites
(Best buy, nike, lowes, dell, sams, etc)
-Stackable cash back bonuses
-0% Balance Transfers (pretty much unlimited)
-Good customer service
This sounds great, but I'm hesitant to hold down 4 cards.
Wow..never knew this thread existed
Quick question..just applied for a AMEX card with my bank (USAA) and was approved for 16k.
My oldest credit line is through my standard capital one card which only has a 1k limit which is paid off. Would now be a good time to ask for a credit increase on my oldest card (I've never done this before)?.
OR should I leave it paid off and just get another CC in the future w/ more perks?
are u financing or leasing ..I don't think that will negatively impact ur credit score because you are refreshing a high balance on a secured credit lineGetting a new car every other year is really starting to negatively inpact my credit more than i think... i think haha might not swap out my impala this winter and see what happens