- 9,087
- 13,907
- Joined
- Jan 4, 2014
Switching companies is futile. Rates are gonna keep increasing across the board as long as humans are idiots and keep crashing into one another, plus insurance companies as a whole aren't profitable.
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Anyone had any luck bouncing between those snapshot programs to keep their insurance rates low?
Hell nah
It’s an 04Some of the rates I'm hearing in here sound ridiculous, cant even imagine paying this **** monthly
27
MD
167 full coverage
2004 Impala SS
Been in 4 accidents and I wasn't held liable for any of them (One was my fault though, I just lucked up)
It’s different for everyone
Go with
What will give ur kids and fam
The most payout
Without any issues and that won’t play games
When it’s time to pay out
My between my 3 kids and wife
If I die they will get about 200k a piece
Already told em
I don’t want a fancy funeral so put me in a box
And put up money for y’all college and be responsible
If me and my wife die the kids will get about 480k a piece
I have MetLife
I have it cause my job provides it as additional life insurance on a super cheap discount
But get what works for u
And won’t have any issues paying out
I pay like $16/per pay period for the coverage
Just make sure u hurry
Remember the older u are
The more expensive and harder it is
Plus they may want blood work done
And physicals to make sure ur healthy
My wife’s dad has a kidney transplant
Was hard as hell to get him life insurance
And expensive
And only 20k
Pay like 170/month for his
I’m 32 bruhI have a term life million dollar plan paying $79 a month that I signed up with allstate. Eventually, I’ll have to upgrade to the the whole life before I turn 45 to continue the excellent rate. I’m 30 years old if that matters.
I’m 32 bruh
I just wanna make sure if something happen to me
My fam good
Remember when u die
Ur debts don’t go away
still liable even in death
May sound weird
But life insurance can be another way
for ur fam to start building wealth
Sorta like the spring board
Already told my wife how I want it to go down if something happen to me
Money will be split between them already
I want some in a trust
Some for college
And some for a lil fun money u know
So they can have a lil fun
All in all
U never know what life gonna throw at u
I just want my fam to be good whether I’m here
Or not
Some of the rates I'm hearing in here sound ridiculous, cant even imagine paying this **** monthly
27
MD
167 full coverage
2004 Impala SS
Been in 4 accidents and I wasn't held liable for any of them (One was my fault though, I just lucked up)
I’m calling bs on that 175 for both cars29 y/o
Over 800 FICO
Clean Record now (2 pts I had a long time ago came off)
2016 Dodge Charger Hellcat
2016 Jeep Renegade
Registered in Manhattan
GEICO
175 per month for both cars
Full coverage
Liability limits are 1 mill/1 mill
I’m calling bs on that 175 for both cars
Specially if one is a hellcat
Now when I say bs
Don’t get all butthurt
Like I ain’t saying I don’t believe
Just I’ve never heard of that
Especially for a hellcat and another car
Ooooh yeah they def looked outI hear ya.
Not getting butthurt lol
Geico has been good to me. I think it was bc I was on my parents insurance (who was through GEICO) when I was 16 then got with them on my own when I was 25 for my own cars.
I also have my condo insured through them.
And have the defensive driver cert which took 10 percent off
I'm just thankful I've never gotten a dui, heard those are HELL to deal with, in multiple fronts, esp insurance. I never drive if I feel like I'm too drunk but there were a few times I should've waited a little longer.