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- Nov 6, 2012
The Citi Prestige will be my go to travel card once I'm ready to apply for one.
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The Citi Prestige will be my go to travel card once I'm ready to apply for one.
I looked at getting it last year but ended up getting the top Navy Federal card. I can easily swing that $450 fee with all those perks so I may look back into it.
Yeah , I've been looking at the flagship card, but I don't really think it compares to the prestige card.
What if you had gotten a letter of declination? If that were me I would've been pissed that somebody ran my credit without permission.Not at all. I told dude I'll apply for the Navy Fed one online in a few weeks. Before I left, he hit me with an "o I forgot I ran your credit and you're approved for $xx,xxxx. The card will come in the mail". Made sense to keep it since he already did a credit check.
Yeah , I've been looking at the flagship card, but I don't really think it compares to the prestige card.
Not at all. I told dude I'll apply for the Navy Fed one online in a few weeks. Before I left, he hit me with an "o I forgot I ran your credit and you're approved for $xx,xxxx. The card will come in the mail". Made sense to keep it since he already did a credit check.
credit score is now 821 fambs
hashtag humble brag
I would have tripped if I got denied because I never formally asked for it. I compared them while I was in his office and was 99% going to apply for the card in a few days. After seeing the approved limit, I was cool with keeping the card. If I was unsure on the card, I definitely would have threw a fit because that one has an annual fee.What if you had gotten a letter of declination? If that were me I would've been pissed that somebody ran my credit without permission.
The Citi Prestige will be my go to travel card once I'm ready to apply for one.
For everyday spending and point redemption it definitely kills the platinum card. I mean even the 4th night free perk makes it an easy choice over the platinum card for me. Check out the article that was posted a few posts up.I have seen the name tossed around, i assume its better than the Amex platinum?
credit score is now 821 fambs
hashtag humble brag
how can i be like you?
I will get there tho 769 and rising
For everyday spending and point redemption it definitely kills the platinum card. I mean even the 4th night free perk makes it an easy choice over the platinum card for me. Check out the article that was posted a few posts up.
AMEX definitely fell off, especially after they stopped allowing people to back date new cards to the original joined year.I have had my amex for about 6 yrs now and it really seems that they are falling off compared to these new cards that are coming out now. I dont want to cancel it but dang lol
The Citi Prestige will be my go to travel card once I'm ready to apply for one.
I have seen the name tossed around, i assume its better than the Amex platinum?
When you get it for $350 in branch is it always $350/yr?I'd say it's better by a longshot. Esp when you can get the prestige for $350 in branch. Also get Admirals lounge access and the priority pass allows to you bring two guests, whereas the Amex I think only allows the primary cardholder.
I think it was this thread but someone was talking about requesting a credit increase...
After a hiccup on my first request due to my address being a PO box, I got 125% increase. tripped me out.
For those that have requested, what was your results?
I'd say it's better by a longshot. Esp when you can get the prestige for $350 in branch. Also get Admirals lounge access and the priority pass allows to you bring two guests, whereas the Amex I think only allows the primary cardholder.
When you get it for $350 in branch is it always $350/yr?
For the last year or so I've been making 90% of my purchases with my AMEX Platinum credit card and paying it all in full at the end of the month? Is this a sound strategy? should I pay for more stuff with my debit card/cash? should I mix up the credit cards I use? Current credit score is 755 btw
Horrible.
Only you know what you spend your money on so it's hard to recommend a card. Look into the Chase Sapphire preferred,Citi premier or prestige, amex everyday or the preferred version, and amex SPG for non bonus purchases even though this card is probably done by next year. When you have those cards you have most categories covered.
IMO Unless you Travel a ton the AMEX Gold Rewards is better than the Platinum when it comes to getting pure points. Main reason I havent gone to Platinum and I`m not sure about the Prestige is that I dont travel enough to benefit it seems, and with my Gold Rewards my points pay off my Annual Fee after only 2 months of me using it on avg compared to the higher fees of those other cards.