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- Nov 16, 2001
I just realized this is a GREAT way for Discover (or other companies) to encourage people to use their cards more. You get a free credit score, and they make more money off swipe fees and people not paying attention to their interest free periods or can't/don't pay in full. They just gamified the credit system. BRILLIANT!anyone know if the cards let you know when you're interest free period is up? I got a discover IT card and have had it for a year now but I forgot how long the 0% APR period is for. Not too worried since I usually pay off 90-100% of my bills every month.
I get their free credit report, I'm guessing it's from Transunion according to the post above mine? Just wondering why it changes every month, it keeps jumping up and down after each statement from 759 down to 732 then to 750. I know I paid 100% of my due bill when the statement came those 3 months.
Also looking at travel rewards cards lately. Specifically this one if anyone else can chime in on this or other cards. I like this one because it has no annual fee and no blackout dates for redeeming the points.
http://www.creditcards.com/credit-cards/bankamericard-travel-rewards-credit-card.php?catid=16