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- Aug 19, 2015
Not only will they figure it out in a few years, but they'll charge you interest on what you owe them.
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government be funnyNot only will they figure it out in a few years, but they'll charge you interest on what you owe them.
Yeah my girl got it when it was 100K and is sitting on over 700k in points she said.
Was contemplating the double dip move but idk if it’s worth it.
applied for a Chase Freedom Unlimited Credit Card and was surprised i got denied because lack of credit history
any recommendation on cc?
Need a little advice -
My AMEX BCE has a $3800 balance on a $16.8K limit. Things have been a little tight so I haven’t been really making a dent and I’m essentially treading water by the interest sucking up most of the payment.
Looking into a balance transfer card to whittle down the amount. Don’t anticipate paying the entire $3500-4K in 15 months but should be able to get it down to ~$1500. If I’m granted a limit less than the AMEX balance and I fully transfer it over I know I’ll impact myself with 100% utilization. Seems like the prudent way to do it is if I get a healthy limit but not sure that will happen.
Current cards are
AMEX - $16.8
Credit One (yuck) - $1850
Secured Credit Union - $1K
Best Buy - $500
Depends on the source for my credit score, it’s all over the place. Credit Karma says 747, Credit One says 739, Discover Scorecard says 688 and AMEX says 688 also.
"Applying to expand your membership with us is easy...", expect a hard pull. Always expect a hard pull, though, but be happy if it's a soft pull..
Thanks for the response bro. Just a quick follow up question though
Where would I be checking, the americanexpress.com website? I've had the card for 2 years.
Looks like I should be good, thanks for helping a bro out my man
I went ahead and applied and got it with a $2K limit with $1500 available for transfers. I actually can’t find my BCE because my 2 year old had my wallet but I know it’s in the house for sure but I couldn't due to not having the full # to enter.
I’m going to call and see if the rep can manually bump the limit a little but not a huge deal. If I can’t apply AMEX to AMEX I’ll just zero out my other cards and apply those payments to the new one.
Glad I could help.
What does it say when you click apply now?
Also double check if you can do balance transfers from one AMEX product to another. It may only apply to balance transfers from other lenders. Call AMEX and find out.
100% sure you can'tThis. I'm pretty sure that when I opened this same card last October it stated that they would not accept transfers from other AMEX products. Like 90% sure that was the case.
u can hit them up for multiple cards in 1 pullApplied for another Amex CC, got approved 4k
14k between two cards with them
need that 800 credit score
wish I knew that instead of doing multiple pullsu can hit them up for multiple cards in 1 pull
that's how i got the gold charge card
blue everyday
and regular everyday cc
Welcome800 gang, I'm finally in