__Best Bank?

[Case]

No bank..I use a Credit Union, which is way better imo..Easier to get loans, credit cards, and they offer way better benefits..

 

[freshjayz]

BECU doesn't have overdraft fees.

 

[chokeonsmoke]

last paycheck i had to pay nearly 200 dollers in overdraft fees...i cant believe they charged me 33 dollers for being 18 cents short....i wanted to burn downthat chase bank

 

[rfx45]

BoA is a piece of crap.
I had a savings account from them and I tried withdrawing and they had me run around in loops to get my money.
They wanted me to open a checking account so I could withdraw my money but the checking had to have a minimum amount of $1,500 or else it will incur overdraftfees.
After I told them how much I hated how they easily take my money through deposits but gives me a hard time taking my money out, I told them to just close theaccount.
After that, the representative changed tune and wouldn't let me close my account and got up and personally escorted me to withdraw my money without anyproblems.
They were lucky I was on my lunch break or else I would have closed my account with them.
I honestly don't know how they stay in business with a really crappy customer service.

I hope CHASE keeps the WAMU mentality of customer service because they were great.

 

[chokeonsmoke]

Originally Posted by RFX45

BoA is a piece of crap.
I had a savings account from them and I tried withdrawing and they had me run around in loops to get my money.
They wanted me to open a checking account so I could withdraw my money but the checking had to have a minimum amount of $1,500 or else it will incur overdraft fees.
After I told them how much I hated how they easily take my money through deposits but gives me a hard time taking my money out, I told them to just close the account.
After that, the representative changed tune and wouldn't let me close my account and got up and personally escorted me to withdraw my money without any problems.
They were lucky I was on my lunch break or else I would have closed my account with them.
I honestly don't know how they stay in business with a really crappy customer service.

I hope CHASE keeps the WAMU mentality of customer service because they were great.

chase is as evil as all of them....i think OVERDRAFT FEES are the biggest jip, there should be a law that eliminates banks from charging crazy fees

 

[drekin06]

Is citi bank any good? They give you points for every dollar you spend on your check card. Are they any good?

 

[eight2one]

i wish i could get back all the money i lost in overdraft fee's!

 

[that kid daniel]

Appreciate all the feedback. They said they're gon try to get rid of some fees. So we'll see how things play out.

 

[tbwsf]

what are good banks to open a cd with? nothing major Under a G.

 

[icebergslm]

Had BB&T and BofA. At the end of each pay period I usually xfer my left over funds into my savings. Both banks would rearrange my charges so that I couldrack up tremendous amounts of overdraft fees, then they saw my pattern of xferring my money to my savings the night before I got paid and would hold chargesfrom a week and a half ago and post them all the night before I got paid, after I transferred my money over. Now I have a M&T account that I use for thebills that I have on auto bill pay, and I use Suntrust as my everyday primary checking and savings accounts. When I left BofA 3 years ago I opened those twonew accounts, and have not had one overdraft fee, or one problem with them at all for that matter.

 

[dead stokc]

thought u were asking about Best Bank

 

[th0mas cr0wn]

Originally Posted by icebergslm

Had BB&T and BofA. At the end of each pay period I usually xfer my left over funds into my savings. Both banks would rearrange my charges so that I could rack up tremendous amounts of overdraft fees, then they saw my pattern of xferring my money to my savings the night before I got paid and would hold charges from a week and a half ago and post them all the night before I got paid, after I transferred my money over. Now I have a M&T account that I use for the bills that I have on auto bill pay, and I use Suntrust as my everyday primary checking and savings accounts. When I left BofA 3 years ago I opened those two new accounts, and have not had one overdraft fee, or one problem with them at all for that matter.

they always be pulling some bull %@+% like that, doing whatever they can do to make you overdraft

#%%+ BofA

 

[jordanpheen]

I'm with wachovia...they treat me well

 

[blueberrymansions7000]

I use ING Direct.

 

[warmachine]

Originally Posted by ThrowedInDaGame

Originally Posted by That Kid Daniel

Besides Bank of America

It's official i'm closing my BoA account. They killin' me with these overdraft fees.

What's the best bank? I was looking into TD bank...

As someone else stated and more people will state, you need better money management skills. Changing banks won't accomplish much but put a band-aid over a broken bone.

Most top banks have overdraft fees. If you want to live beyond your means, get a credit card. That way you can pay off everything with money you dont have by the end of the month.
Over-drafting? Where they do that.

You could find one of those B.S. regional banks. They tend to be more lenient to over-drafters, but a lot of them have been failing lately.

Overdraft fees have nothing to do with living beyond your means... 9/10 they're from a person who may have mis calculated a few dollars. They allowapproval if you charge is under $5 but not any higher. So if "living beyond your means" is an extra $20, then i would agree with you