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- Jan 19, 2006
Anyone know where I can cop this ?
The rug 100 dollar bill
The rug 100 dollar bill
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This is all correct. 3.5% for an FHA loan or if you have VA benefits, you can do a 0% down loan. Conventional loans can be had at 20% down. AsWE PUT DOWN 20% LAST YEAR. YOU CAN PUT DOWN AS LOW AS 3.5% I THINK OR EVEN NOTHING IF YOU ARE A VET. GOTTA BE CAREFUL WITH LOW DOWN PAYMENTS THOUGH FOR ALL THE REASONS TURBOSPARTAN POINTED OUT.
This is all correct. 3.5% for an FHA loan or if you have VA benefits, you can do a 0% down loan. Conventional loans can be had at 20% down. Asturbospartan mentioned though, you'll end up paying PMI on anything under 20%, but those payments go away once you hit 20% equity. Also as
turbospartan said, I have a feeling the market will be slowing down soon. Prices around Dallas have gotten absolutely ridiculous, and I don't see how it can continue to go up. Prices are going to stall soon and eventually start dropping again as fewer people list their homes. I wouldn't be surprised if we end up back in a buyers market across a large part of the nation in the next couple years.
You're pretty much correct in that PMI could potentially never really expire, but I think it all depends on loan terms. Almost all of the lenders I dealt with set it to expire after 20% of equity was met. Should have clarified that in my post. Each loan has so many dependent clauses in it that it shouldn't be stated as a sweeping statement. It really depends on your lender and your credit score.Fact check me but I believe 3.5% on FHA requires PMI all the way through the life of the loan, even after you exceed 20% equity. You wind up spending more on PMI and Interest than the house is worth if you carry the loan through maturity
IMO less is more, i would just wall mount the tv and get a tall media cabinetNeed some thoughts about this wall. Its already mounting ready as far as hidden cables, but I'm to figure out a good entertainment system (cabinet, wall backing, etc.) for it.
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I like the Norlotti and Manhattan Comfort center I've seen online, but also considering just covering the entire wall with wood planks.
Norlotti:
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Manhattan Comfort:
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Anyone here have a bonsai ? Always liked them but never got one for whatever reason
This one here is fresh with the little water pond too![]()
might cop for my desk
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Need some thoughts about this wall. Its already mounting ready as far as hidden cables, but I'm to figure out a good entertainment system (cabinet, wall backing, etc.) for it.
![]()
I like the Norlotti and Manhattan Comfort center I've seen online, but also considering just covering the entire wall with wood planks.
Norlotti:
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Manhattan Comfort:
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ears1351 super dope spot.
What is the skate deck in your first pic?
Also - what is your avatar / profile pic? Looks like a Salvador Dali-ish twist on Wolverine?
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Here’s my current spot, but I’m moving in a couple of months!![]()