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- Joined
- Jul 18, 2012
Here's the deal NT Fambz & anyone with any sort of experience or knowledge with this please chime in. Ive been googling alot lately and havent found exactly what im looking for.
Ive been saving up this cash flow for a while now & have enough to either buy a small house, condo or townhouse. Or maybe rent a nice apartment & really hook that ishhh up.
From mid January of this year up until 3 weeks ago I got layed off from work & during that time, when filing my taxes, i found out that i have been a victim of identity theft. Someone used my name & SS# on turbo tax to file theirs. Everything from that is getting sorted out as far as I know & there hasn't been any extra lines of credit opened.
This is the first time I have been without a job in 8 years, i have been with the same company for almost 6. I have been back for 3 weeks now. Im 28, single, made $58,000 last year, live in jersey. credit score is 650-690 depending on which one im looking at. I lived on my own from 23-26 then moved back in with the parentals almost 2 years ago & really getting the itch to get the f out. This really threw a monkey wrench into my plans.
Common sense is telling me that i'm pretty much effed for getting a mortgage & in my head im like "what mortgage lender is going to approve me for a mortgage?"
Honestly, renting isn't what i want to do but i believe its the most logical thing with my situation.
Any sort of experience/knowledgeable NT'ers have any words of wisdom?
Ive been saving up this cash flow for a while now & have enough to either buy a small house, condo or townhouse. Or maybe rent a nice apartment & really hook that ishhh up.
From mid January of this year up until 3 weeks ago I got layed off from work & during that time, when filing my taxes, i found out that i have been a victim of identity theft. Someone used my name & SS# on turbo tax to file theirs. Everything from that is getting sorted out as far as I know & there hasn't been any extra lines of credit opened.
This is the first time I have been without a job in 8 years, i have been with the same company for almost 6. I have been back for 3 weeks now. Im 28, single, made $58,000 last year, live in jersey. credit score is 650-690 depending on which one im looking at. I lived on my own from 23-26 then moved back in with the parentals almost 2 years ago & really getting the itch to get the f out. This really threw a monkey wrench into my plans.
Common sense is telling me that i'm pretty much effed for getting a mortgage & in my head im like "what mortgage lender is going to approve me for a mortgage?"
Honestly, renting isn't what i want to do but i believe its the most logical thing with my situation.
Any sort of experience/knowledgeable NT'ers have any words of wisdom?