BRAHS, My Identity was stolen or something.

What I don't get is that they know the time and place of those transactions, so why don't they just
check the video footage to see who's making the purchases?
 
Some chick tried to get $1000 worth of stuff at Victoria's Secrets.. Bank of America noid and voided it.. because they know.. that I don't spend money on these chicks..
 
mad.gif
That's so grimey
mad.gif


There's some good information in here, OP. Take heed.
 
Originally Posted by crcballer55

Originally Posted by LyonBC1

OP, I would recommend using a credit card for all purchases and just keeping track of it....my AMEX and Citi cards have 0% liability for me if fraudulent charges are made on my account, someone in Cali tried to change the info on my citi card and they called me up immediately and cancelled my card and next day mailed me a new CC with a new number no problems.....When someone used my debit card info it took me over 30 days to sort out like 250$ worth of charges and it was a pain...so I only use debit to deposit/take out cash at atms



Credit Card>>>>>>>Debit imo
A debit card through Visa or MC also offers the same liability protection as well. If your bank isn't quick about sorting it out, take it up w/ them.


I know, just with a CC its not your actual money being stolen so you still have your actual bank account in tact if something happens...to me its safer for online and everything really to use credit, plus you get rewards, cash back, etc.
 
Your credit card company will refund you when you file a claim. THis happened to me and all my money was credited back to me. I have Wells Fargo.
 
As someone said, never use your debit card other than ATM Withdrawals. I use that credit card for 100% of my purchases.
 
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