Building Credit - What credit cards do you have?

[aztec06jr]

I've been building up my credit since middle of high school. I recently graduated from college and I have the following cards:

Wells Fargo Visa
Bank of America Platinum Plus Visa (had this since high school)
Chase Southwest Rapid Rewards Visa (got 2 free roundtrip flights for signing up)
American Express Platinum 
+ Nordstroms, Macys, Best Buy, Target, Kohl's store cards.

I leveraged my new job/salary to increase my credit lines with most of the cards that I have had for a while. So my available credit is looking good.Looking to keep building up my credit so I can qualify for preferred auto lease/financing terms down the road.

Any recommendations on other cards? Looking to get 1 with a good rewards program for gas/groceries, other daily expenses. Citi Forward has 5x reward points on restaurants, movies, etc so that's top of my list right now.

 

[aztec06jr]

I've been building up my credit since middle of high school. I recently graduated from college and I have the following cards:

Wells Fargo Visa
Bank of America Platinum Plus Visa (had this since high school)
Chase Southwest Rapid Rewards Visa (got 2 free roundtrip flights for signing up)
American Express Platinum 
+ Nordstroms, Macys, Best Buy, Target, Kohl's store cards.

I leveraged my new job/salary to increase my credit lines with most of the cards that I have had for a while. So my available credit is looking good.Looking to keep building up my credit so I can qualify for preferred auto lease/financing terms down the road.

Any recommendations on other cards? Looking to get 1 with a good rewards program for gas/groceries, other daily expenses. Citi Forward has 5x reward points on restaurants, movies, etc so that's top of my list right now.

 

[jhobson5]

You got a lot of cards man...I hope you manage them well and have low balances. Honestly I think you have plenty of cards to get preferred financing. I mean I only have two cards a Capital One Card, and a Bank of America Visa. And i have credit for 3 years now, and when i bought my car two weeks ago I got tier 1 financing. So I dont think its the amount of cards you have, its how you manage those cards and how low you keep the balance.

 

[jhobson5]

You got a lot of cards man...I hope you manage them well and have low balances. Honestly I think you have plenty of cards to get preferred financing. I mean I only have two cards a Capital One Card, and a Bank of America Visa. And i have credit for 3 years now, and when i bought my car two weeks ago I got tier 1 financing. So I dont think its the amount of cards you have, its how you manage those cards and how low you keep the balance.

 

[throwedindagame]

AMEX or bust.

 

[throwedindagame]

AMEX or bust.

 

[aztec06jr]

Originally Posted by jhobson5

You got a lot of cards man...I hope you manage them well and have low balances. Honestly I think you have plenty of cards to get preferred financing. I mean I only have two cards a Capital One Card, and a Bank of America Visa. And i have credit for 3 years now, and when i bought my car two weeks ago I got tier 1 financing. So I dont think its the amount of cards you have, its how you manage those cards and how low you keep the balance.

Yeah I actually have a 0 balance on my main four. Most store cards are idle, carrying a small balance on Best Buy. Having ran up my cards in the past, I learned how dangerous credit can be...and also seeing how people around me abused it (bankruptcy, debt, etc

)
  

 

[aztec06jr]

Originally Posted by jhobson5

You got a lot of cards man...I hope you manage them well and have low balances. Honestly I think you have plenty of cards to get preferred financing. I mean I only have two cards a Capital One Card, and a Bank of America Visa. And i have credit for 3 years now, and when i bought my car two weeks ago I got tier 1 financing. So I dont think its the amount of cards you have, its how you manage those cards and how low you keep the balance.

Yeah I actually have a 0 balance on my main four. Most store cards are idle, carrying a small balance on Best Buy. Having ran up my cards in the past, I learned how dangerous credit can be...and also seeing how people around me abused it (bankruptcy, debt, etc

)