Cheap things you do vol. every dollar counts

[TSCQ]

cash is king.

 

[darthska]

Wait, why are we not using debit cards for anything other than ATMs?
So you never purchase online?

 

[spizike231]

Wait, why are we not using debit cards for anything other than ATMs?
So you never purchase online?

You’re supposed to use credit because if your info gets stolen, it’s not directly linked to your bank account and it’s not your cash that’s being stolen. It’s the credit card company’s.

A credit card company will take any losses on the money spent, instead of your bank possibly denying you or you being out that money.

 

[cs02132]

Missing out on free money in credit card points and other rewards

 

[TSCQ]

Wait, why are we not using debit cards for anything other than ATMs?
So you never purchase online?

Buy gift cards with cash, then use gift card to purchase online.

 

[darthska]

bank possibly denying you

That has not been my experience, with multiple banks in multiple states. I say "That wasn't me"; they say "No problem."
¯\_(ツ)_/¯

 

[darthska]

Buy gift cards with cash, then use gift card to purchase online.

Is this one of those suggestions where people go "This is the smart thing to do," but nobody actually does that?

 

[spizike231]

That has not been my experience, with multiple banks in multiple states. I say "That wasn't me"; they say "No problem."
¯\_(ツ)_/¯

EYE’ve never dealt with it personally but I’d rather have someone else’s money on the line than my own.

But also as mentioned above - the points and rewards you can stack with a CC as well.

 

[TSCQ]

Is this one of those suggestions where people go "This is the smart thing to do," but nobody actually does that?

yes, but it protects your digital fingerprints if you tryna buy something in secret.

 

[fenixconnexion.]

Missing out on free money in credit card points and other rewards

Bingo