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Trying to do the same, money in my wallet goes just like that, but when it's in my cheqing it's there for a little while longer
Finances Vol. Piggy Bank
- Thread in 'General' Thread starter Started by katiejade4,
- Start date
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I've been using Mint.com to manage my money
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same here...i'm always trying to find ways to save money.
-waystinthyme
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- May 18, 2005
goto sleep hungry
you might learn something
you might learn something
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They aren't responsible for what? And can you also link me with said policy?
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Also OP check this website out: http://www.smartypig.com/
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That sounds stupid, but man, I save sooooo much money this way. Every night, I come in and put my charge, $1 bills, and $5 bills in a HUGE jar. You honestlywon't even notice the money is missing. I've been doing this since high school (I'm 23 now), and I know I have a few thousand chilling in the jar.My local bank will roll my coins for free, so if I want, I can just bring the jar in.
I have a certain % of my paycheck automatically sent to a high-interest savings account, but my bank will not allow me to withdraw the money for three years,or there will be penalties. You can't spend money you aren't permitted access to.
I do coupons, coupons, coupons, and I watch sales like a hawk at the grocery store. I save an insane amount of money when I go there. On that note, refrainfrom eating out. You could save between $40-50/week by cooking your own meals.
Stop using your credit card unless it is absolutely necessary. You can end up owing more than charged in the end because of interest, and $5 here and $10 thereadds up.
If you have an expensive phone with a data plan (like a smartphone or a Blackberry) consider downgrading. If you don't want to downgrade, check to see ifyour phone company offers discounts through your employer. I work for two major hospitals, and Verizon offers me serious discounts because of that.
For one month, monitor your checking account. After that month, sit down and analyze where most of your money is going. Is it going to clothes/shoes? Toelectronics? To eating out? Doing this could provide a huge wakeup call.
I hope that helps! I love to save money.
I have a certain % of my paycheck automatically sent to a high-interest savings account, but my bank will not allow me to withdraw the money for three years,or there will be penalties. You can't spend money you aren't permitted access to.
I do coupons, coupons, coupons, and I watch sales like a hawk at the grocery store. I save an insane amount of money when I go there. On that note, refrainfrom eating out. You could save between $40-50/week by cooking your own meals.
Stop using your credit card unless it is absolutely necessary. You can end up owing more than charged in the end because of interest, and $5 here and $10 thereadds up.
If you have an expensive phone with a data plan (like a smartphone or a Blackberry) consider downgrading. If you don't want to downgrade, check to see ifyour phone company offers discounts through your employer. I work for two major hospitals, and Verizon offers me serious discounts because of that.
For one month, monitor your checking account. After that month, sit down and analyze where most of your money is going. Is it going to clothes/shoes? Toelectronics? To eating out? Doing this could provide a huge wakeup call.
I hope that helps! I love to save money.
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- Oct 27, 2009
Wow, I forgot I even made this thread. But everyone's ideas and stuff are sure to help me.
I appreciate it. I'll definitly be putting some of this into action soon
I appreciate it. I'll definitly be putting some of this into action soon
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if you're already contributing 15% on your 401k...you should put it towards a Roth IRA instead
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Well first of all you need to know what you're spending your money. So unless you have a great memory, I would suggest a personal financing accountingsoftware like Quicken. You can keep track of your expenses/loan/bank accounts, plan future purchases, budget, prepare reports/graphs to analyze where yourmoney is going to, reconcile bank/cc accounts, etc.
Everything and anything related to your finances is in one program. It makes things so easy. Plus another great feature is you're able to download bank andcredit card transactions directly to the software.
Everything and anything related to your finances is in one program. It makes things so easy. Plus another great feature is you're able to download bank andcredit card transactions directly to the software.
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stateofsingularity
Dude is the truth. (Though is you're an ascetic, Imight scratch #9.)
jackiechizzan
Banned
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- Jun 21, 2006
somebody school me on checking/savings accounts with (relatively) high interest rates.
i got $8k sitting in my checkings with 0% interest
need to keep it liquid because i may be out of a job in 6 months depending on whether or not we get this grant.
i got $8k sitting in my checkings with 0% interest
need to keep it liquid because i may be out of a job in 6 months depending on whether or not we get this grant.
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Originally Posted by jackiechizzan
somebody school me on checking/savings accounts with (relatively) high interest rates.
i got $8k sitting in my checkings with 0% interest
need to keep it liquid because i may be out of a job in 6 months depending on whether or not we get this grant.
Check out IGN direct or HSBC direct. I am about to start one in about 2 weeks. So I am also in the same boast as you man.