Finally, those saying that tax rates will go up, which makes my 15% unrealistic, wouldn't that hurt the Roth as well? Considering that the Roth contributions are taxed and the 401K reduces your taxable income.
Yes, but I'm saying, I rather pay the tax right now, in my current income bracket as a single man. That's the difference. I'd rathertake my lump right now, than in 35 years when I retire.
I'm not contributing enough, nor could I, at a regular 401k to bring me down an income level. So that's a wash.