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- Jul 18, 2012
Anyone know retired folk who got depressed? Nothing to do?
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Never opened up a 401k since the company I work for doesn't match **** lol
Should I start one anyway? All I have is an IRA so far.
Never opened up a 401k since the company I work for doesn't match **** lol
Should I start one anyway? All I have is an IRA so far.
Absolutely. This is a no brainer.Never opened up a 401k since the company I work for doesn't match **** lol
Should I start one anyway? All I have is an IRA so far.
Gas, if we even still use it will be closer to 50-60$ a gallon by then. My guess obviously.
I’m so far behind. I’m about to gut my 401k to pay off my car note. I’m only at 9k right now. Don’t care about the tax penalty...need to get out of this sort of debt ASAP for mental reasons.
I was at 24k credit card debt and 13k car note in Jan 2015. Down to 4.3k card and 8.5k note. Goal is to have Card paid off by end of May. Will let the good effects filter through to my credit score. Refinance massive student loan debt down to 2.9% (saving 60k in the long run) and then pay off the car note with a 401k distribution.
2019 I’ll go with 10% into the 401k and another 15% into my individual investing Betterment account monthly. Never going to allow myself to fall into that debt trap.
Insanely easy. So easy that the rule shouldnt exist.Get that money into your Roth.
Once you start making over $120k you can no longer contribute the full max ($5.500 a year) and it phases to $0.00 once you hit $135k income. Roth is great cause you don’t have to pay taxes on your earnings and can buy individual stocks.
antidope did you mention there was an easy way to skirt the income limit threshold for a Roth?
Bro taking out $ from your 401K to pay a car note does not make sense unless they bout to repo that **** ...
Plus you don’t get penalized for doing so. Smart.I'd draw from my 401k to pay for a home, but thats about it.
When I retire I’ll start a go fund me and post on NT. I’m sure all you playas will take care of me