- 5,299
- 273
- Joined
- Feb 12, 2007
Yall making a mistake racking up more than 10% of your limit even if you pay off every month.
Gas only for me.
Gas only for me.
Follow along with the video below to see how to install our site as a web app on your home screen.
Note: this_feature_currently_requires_accessing_site_using_safari
Originally Posted by solegit08til
30% is the magic limit per month.Originally Posted by koolbarbone
For those of you who say "everything" you might want to consider what percentage of your available credit you are using each month.
Regardless of whether you pay off your balance in full each month, your utilization ratio does affect your credit score. A lot of experts say that 10-30% is an ideal ratio, although I have seen as high as 50%.
It's still up in the air on carrying a balance or paying it off each month, but I've heard pay it off each month much more.
Most of these dudes don't sound like they give a damb about a credit score
Originally Posted by ME NO PASS
Originally Posted by kiendienn
creditkarma.com
free credit report
is this legit?