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If u think u might get approved just call and do it over the phone..takes no more than 15 mins
24 Looking to build Credit... What are some good tips on your first Credit Card
- Thread in 'General' Thread starter Started by trynafeelmink,
- Start date
If u think u might get approved just call and do it over the phone..takes no more than 15 mins
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@EAski3 thanks!
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Why not ?
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Because most are a waste and have od high APRs.
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If you spend enough money at Gap brands, BR card is definitely worth an inquiry. I love mine.
http://milestomemories.boardingarea.com/banana-republic-visa-5x/
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Some store have good benefits:
-Target..5% rewards on all purchases
-Best Buy..6 and 12-month financing on items when u spend so much (@ 0% APR)
-Target..5% rewards on all purchases
-Best Buy..6 and 12-month financing on items when u spend so much (@ 0% APR)
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Experian directly, check their website
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any of you guys have a gas card?
I see the promotion every time i fill up but im too lazy to figure out if the savings is worth it rather than the 3% cash back from am ex and 5% quarter for chase freedom.
I see the promotion every time i fill up but im too lazy to figure out if the savings is worth it rather than the 3% cash back from am ex and 5% quarter for chase freedom.
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I use Shells free fuel reward program save atleast 3 cent / gal every fill up and I get 2X the points on gas with my AMEX. Works for me.
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is Discover IT good? I want a Discover card, whats the best one for someone with solid, not fantastic credit?
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Discover is probably your best bet if you don't do a ton of spending and aren't looking for miles or other airline perks. As long as you don't have any collections you should get approved. I can send you a referral link that gets us both $50 too bro
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im not worried about being approved for this one. was just wondering if maybe there was a better Discover I can apply for and what it includes that the IT doesn't.
already got a couple PM's about referral
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im not worried about being approved for this one. was just wondering if maybe there was a better Discover I can apply for and what it includes that the IT doesn't.
already got a couple PM's about referrali'll probably choose one of your referral codes randomly if I do apply
Only other one that you should consider would be the It miles card if you're stuck on discover.
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I was buying something expensive north of $500 and they gave you an extra 30% off if you applied for the card. I paid the statement the next day and never used the card again.
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I wish yal would stop bringing up the target credit card. The target debit card has the same 5% off all purchases yal got finessed .
lightweight champion
Banned
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The Target Red Card is not a reward, it is a discount. 5% reward means they'll give you 5% back later when you've accumulated enough purchases to redeem. 5% discount is money taken off the purchase price.
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I recently opened the bank of America travel card, if you spend 1000 you get 200 back towards travel.
I recently ran a credit report using credit karma and made sure everything was right.
In total I have 21 credit cards. I want to open the chase sapphire preferred credit card, but chase does not approve cards if you have opened more than 5 in the past two years.
I recently opened the bank of America travel card, if you spend 1000 you get 200 back towards travel.
I recently ran a credit report using credit karma and made sure everything was right.
In total I have 21 credit cards. I want to open the chase sapphire preferred credit card, but chase does not approve cards if you have opened more than 5 in the past two years.
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21 Credit Cards?!
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yeah lol its an addiction like hoarding.
I open credit cards if they are offering cash bonuses.
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It's not unheard of.
Check out the folks on Flyertalk. Some have 100+
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yeah i know and its pretty smart to play the game like that. How do you keep track. Spreadsheet?
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no but I will need to once I start opening accounts with annual fees. I think I have exhausted opening the credit card accounts without an annual fee.
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Thoughts on the best student credit card? I'm just looking for one for general use and maybe to use on vacation. My credit isn't good enough to get approved for non student cards. 
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Discover IT Student
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My brother is in college and had no credit history. Still got approved for DiscoverIT.
Try that out first.
Try that out first.
