- 19,898
- 26,111
- Joined
- May 27, 2017
Capitol one is a joke when it comes to CLI requests
Discover and Amex are very generous
Discover and Amex are very generous
Follow along with the video below to see how to install our site as a web app on your home screen.
Note: this_feature_currently_requires_accessing_site_using_safari
u answered ur question already not good to close 1/5 of ur creditSo I finally shredded my AMEX. It's coming up on the 1 year mark so they're about to chargd me the annual fee and I don't like the idea of paying for a credit card, plus this one bears interest (only 10%) and the credit line is way too high (started at 7k and they increased it twice in less than a year to 21k). I already opened a capital 1 venture card, 15 mo no interest, 20k flyer miles... my limit is 5k right now but I imagine they will increase it in a few months.
My question is... shoukd I close my AMEX. I don't want to pay the fee for it... but I know closing such a high line of credit will definitely tank my score (it accounts for 1/5 of my total available credit).
So I finally shredded my AMEX. It's coming up on the 1 year mark so they're about to chargd me the annual fee and I don't like the idea of paying for a credit card, plus this one bears interest (only 10%) and the credit line is way too high (started at 7k and they increased it twice in less than a year to 21k). I already opened a capital 1 venture card, 15 mo no interest, 20k flyer miles... my limit is 5k right now but I imagine they will increase it in a few months.
My question is... shoukd I close my AMEX. I don't want to pay the fee for it... but I know closing such a high line of credit will definitely tank my score (it accounts for 1/5 of my total available credit).
Just got a $6k CLI increase, now at $29k
Discover is the one
Congrats! How much spend are you putting on the card?
After the firsr 90 days i requested monthly. Would get 2k-4k per month. Stopped at 25kHow often do you guys do credit increase requests with discover? Had the IT card for a little over a year...just randomly requested one a few months ago and they automatically bumped it like 6k
Anyone with a citi double cash card? Hows CLIs? Looking at one mainly for extended warranty coverages
Anyone see the benefit of the Chase Sapphire Reserve over the Capital One Venture?
Do they do soft pulls for CLIs? And how often would you request?I think my starting limit with CITI was 5k. I'm at $19k with a recent CLI. $13k was my limit with a prior request. Had the card for about 2.5 years. I charge most of my purchases to it so its a 2% cash back after you pay it off.
Their purchase matching(?) claim was really good, though I haven't used it in forever. I bought a TV for $1200. The same tv was available 2 weeks later at a competitor for $1000. They were able able to credit me $200 dollars. People started abusing it with the iPhone hack a couple years back, so I'm not sure if its still valid.
Only down side is that I'm a big Costco shopper and they don't take mastercard. SO I use my old chase freedom for it.
Soft pull. Just enter your salary and rent/mortgage when your requesting online at it should immediately generate an increase. I think you can only do it every 6 months. You can also call them if you would like a larger amount then what the online request did.Do they do soft pulls for CLIs? And how often would you request?
I the venture cardAnyone see the benefit of the Chase Sapphire Reserve over the Capital One Venture?
So I received a summons to appear in court. One of the creditors for a card that got charged off is suing me now.
Anyone been thru this before? Do I need a lawyer? I mainly just want to settle for monthly payments, can I do that myself?
Yeah I got that with my chase sapphireI don’t know if it’s a new thing or not but chase sent me a new card where I don’t even have to enter/swipe. Just scan like when you pay with your phone. Pretty cool