- 1,719
- 359
- Joined
- Nov 10, 2007
Credit is tightening up right now. No limit increases, higher APR loans for me, and lower loan amounts.....so for those wondering, youre not the only one. The good days are slowing down. Banks are tightening up..
Follow along with the video below to see how to install our site as a web app on your home screen.
Note: this_feature_currently_requires_accessing_site_using_safari
they know another economic crisis comingCredit is tightening up right now. No limit increases, higher APR loans for me, and lower loan amounts.....so for those wondering, youre not the only one. The good days are slowing down. Banks are tightening up..
they know another economic crisis coming
i hope it hurries up
im waiting for that housing bubble crash personally
Make paypal credit great again it used to let u finance purchases over 1 year if it was over 600$ now any amount is due within 6 months for no interestI now have PayPal Credit.
Not even just that, they used to have it where the payment wouldn’t come out for 14 days after your purchase with pay later. PayPal trying to get people like every other credit companyMake paypal credit great again it used to let u finance purchases over 1 year if it was over 600$ now any amount is due within 6 months for no interest
how do you game that? pay the minimum every month, or pay it all off immediately? or pay half off the first time and the remaining on the following month? what's the best way to game it?Anyone that needs to build credit or boost their score quick, look into tradelines. Affirm gives you a loan with soft inquiry pull. They currently only report to experian but later on with report to all 3.
It’s an installment loan, before you actually agree to it, the loan will tell you how much you will pay every month. Usually you will choose the one that will fit your budget. I believe they have 3,6 or 12 month loanshow do you game that? pay the minimum every month, or pay it all off immediately? or pay half off the first time and the remaining on the following month? what's the best way to game it?
which option boosts up credit the most/fastest?It’s an installment loan, before you actually agree to it, the loan will tell you how much you will pay every month. Usually you will choose the one that will fit your budget. I believe they have 3,6 or 12 month loans
Gon be out the game for a min...just froze my credit reports
Gon be out the game for a min...just froze my credit reports
Besides the Big 3, did you freeze any others?
I also froze Chex Systems and Innovis.
Why? I'm thinking about doing the same. Just found out someone made some fraudulent charges using one of my cards.
Luckily, I caught it.
When u freeze ur report
Does that mean negative stuff can’t even report or change ur score????
They are finally opening a chase here in Boston like 10 min from my house
Gonna do this
Might do the whole thing (savings + checking combo for $600) but idk
I did it last year, Mind you they will send out a 1099 Form, so you have to pay Taxes on it.
I didn't include it in my original filing, then I had to pay like $240 from $600 I remember.
Yea I told my dad I was gonna do it and he told me about that. Damn though, almost had to pay half in taxes
I only did the checking account. Don’t feel like doing the savings
Just checked all 3 bureaus. I'm in the mid 700s. Trying to get to the 800s for the longest. Any advice? Already requested and got credit increases on my card back in October
Is your utilization 10% or less combined?I've been at 780-795 these past 3 years
They don't want me in the 800 club
But seriously, I just pay off my CCs every month + request credit increases every 3 months