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- Jul 18, 2012
More than ok. Go get ur discover pleigh boi. the score change if any will be negligible
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i've always heard that the general rule of thumb is to always pay off your account in full every month. if you do need to actually use the card a utilization ratio of 30% of your max is the most. anything over 50% utilization is bad or so i've always heard.just looked up my credit report..
i only have one thing on there and it's an old phone account. **** wrecked my credit.
Is it better to slowly pay it off or save up a little and pay it off in full?
I don't even have a CC yet this is just an old sprint account that's in collections.i've always heard that the general rule of thumb is to always pay off your account in full every month. if you do need to actually use the card a utilization ratio of 30% of your max is the most. anything over 50% utilization is bad or so i've always heard.just looked up my credit report..
i only have one thing on there and it's an old phone account. **** wrecked my credit.
Is it better to slowly pay it off or save up a little and pay it off in full?
oh yeah I'm definitely off the mark on that haha. if anything then I personally would just pay it off and forget about it. just think thats it's one added payments to your bills added every month. I'd like to keep my bills to absolute minimums, plus paying it off immediately would impact your score a lot sooner.I don't even have a CC yet this is just an old sprint account that's in collections.
I'm trying to debate if it's better for me to just send them something every check or wait until I have enough to pay it off in full and what difference would those two options have on my credit.
my bad if the original post is worded confusingly
Assuming there's interest accruing, any money you save to pay it off will be surpassed by the interest accruing on the outstanding bill.just looked up my credit report..
i only have one thing on there and it's an old phone account. **** wrecked my credit.
Is it better to slowly pay it off or save up a little and pay it off in full?
Looking to pay my balance entirely on my cc, question is should I pay it off all at once or make payments? I've been making my monthly payments on time, but now I have enough to where I can pay it all off. Thanks in advance
glad I stumbled onto this.
found my score to be either 721 or 687, considering I flubbed up early on when I got my card a few years ago. No late payments!
Anyway, creditkarma is telling me to go for the Barclay's Arrival (not the plus, which would've been clutch).
Should I pull the trigger (or go for something else) and do I indeed have a good shot at getting it (karma is saying I do)?
Never get a card that has an annual fee.
You can find cards with equal if not better perks sans the annual fee.
...
Never get a card that has an annual fee.
You can find cards with equal if not better perks sans the annual fee.
...
Right. The Arrival doesn't have an annual fee (the Plus one does).
So is that an endorsement? A yay? I just see it as free trip every year for spending the money I do spend (without an annual fee).
yeah that's the "plus" card which does charge an annual fee. the regular one doesn't. miles would be more appreciated yeah.
here http://www.barclaycardarrival.com/arrival-travel/?campaignId=2044&cellNumber=1
Never get a card that has an annual fee.
You can find cards with equal if not better perks sans the annual fee.
...
Is it possible to buy a car straight off a credit card?
Gotta get surgery that's not covered by my insurance ..need about 8k. Should I get a credit card or apply for a private loan ?
Is it possible to buy a car straight off a credit card?
I don't see why not...as long as you have enough credit...but WHY would you wanna do that??
Interest rates on a car loan are like 2-6%
Interest rates on credit cards are like 20% or some wild ****
I don't see why not...as long as you have enough credit...but WHY would you wanna do that??
Interest rates on a car loan are like 2-6%
Interest rates on credit cards are like 20% or some wild ****