NT i got my first credit card any tips and tricks???

Originally Posted by crcballer55

Originally Posted by starbury03

Originally Posted by UTVOL23

The problem is most people are not financially responsible.

So because most people aren't financially responsible you are going to tell a young man to never use credit in his life?

That's horrible advice
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If you want to follow the crowd and live in debt, go ahead and start the CC habit. There are no debt collectors after people paying with cash.
Cash is king. You can negotiate with cash, not with debt. If you are borrowing from someone, you do it at their terms. Cash gives you buyingpower.
 
Originally Posted by Physicx


bump

ok so i just activated my first credit card

i tried to do an order through shoetrends. i learned they only do paypal, so i had to make an account for that as well

so when i finally tried to do the order, paypal denied me, saying that i cant use my card for this transaction

after activating my card, am i supposed to wait like 24 hours before actually using it?

if not, what do you think is the problem?

i tried googling and came up with nothing
Take that as a sign from God
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Yeah Credit cards suck!

I had 3 credit cards in 2005 and I never spend more than 700 on all 3 combined but I never paid on them and now they are like 2700. One of them is absolutelyriduclous.(Tribute) I spent 150 on because thats all that was allowed and now that balance is 1000
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