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- Nov 28, 2012
Doesn't sound like you're in a good situation to get the S2K. I would personally just try and pay off the civic and then eventually sell it. Depending on the condition and miles of the civic, they might not take it as a trade in or give u peanuts for it. In addition, it'll be hard for you to get financing for that specific S2K. Most banks won't lend on a car that's over 100K miles or past 7 years. That car is over 12 years old now. Better to try and look for a lower mielage s2k and maybe a newer year.In terms of banks I know it's pretty limited (I'd be going through my bank though, I know they finance S2Ks since I've used their car buying service and found a few) The interest rate is fine and the monthly payment would be alright. The thing that annoys me is my negative equity, I know in April I'll be paying my car off in all (it'll only be 2800)