The Car Payment Thread Vol. Next time I'm buying Used..

[finessesosa]

Originally Posted by therenegade23

@ ppl paying cash for cars, you don't get a good deal if you do

'10 Civic EX-L
$264
Jan. 2015

but you got 5 years left on that car. Your going to get bored. QUICK. Why didn't you just go to a car auction or something if you wanted that civic?

 

[goldenticket21]

07 Accord SE V6
$256
Feb 2015

 

[goldenticket21]

07 Accord SE V6
$256
Feb 2015

 

[ikaman]

$280 a month (70 a week) on a 2004 jaguar x-type awd. car cost $10,000 put down $5000 with another $5000 left....

 

[ikaman]

$280 a month (70 a week) on a 2004 jaguar x-type awd. car cost $10,000 put down $5000 with another $5000 left....

 

[vc3fan]

Traded in my 06 top of the line extended envoy recently for a top of the line 2007 ford fusion


I was paying 350 a month for the envoy and now am paying 339.00 for the fusion that has navi built in

Love that car now

L

 

[vc3fan]

Traded in my 06 top of the line extended envoy recently for a top of the line 2007 ford fusion


I was paying 350 a month for the envoy and now am paying 339.00 for the fusion that has navi built in

Love that car now

L

 

[dam itz lou]

$287/6 yrs

Im paying it off in 3-4 years though, been paying $410 a month.

 

[dam itz lou]

$287/6 yrs

Im paying it off in 3-4 years though, been paying $410 a month.

 

[dam itz lou]

$287/6 yrs

Im paying it off in 3-4 years though, been paying $410 a month.

Subaru Legacy 08 LTD

 

[dam itz lou]

$287/6 yrs

Im paying it off in 3-4 years though, been paying $410 a month.

Subaru Legacy 08 LTD

 

[supermanblue79]

Vol. Next time I'm buying Used..

Good to see that some of you have learned a lesson about cars and depreciation.

I'm taking it a step further and will never buy a luxury auto again.

 

[supermanblue79]

Vol. Next time I'm buying Used..

Good to see that some of you have learned a lesson about cars and depreciation.

I'm taking it a step further and will never buy a luxury auto again.

 

[al audi]

Cars depreciate like crazy, ill never buy new. 2015 for a new civic lol...........Buy used and just switch cars up......not to mention you can mod em up. I was just talkin to a chick last night about this issue. I love the 04-06 audi a8...look how much they cost now.....O yea always have ur backup commuter whip too. Shorty I know tryna mess with a Maserati....look how much 08s go for yet a 2010 will hit u for 100k+. Benz is another example....go on ebaymotors u can see S class AMGs for like 70 joints took 50k loss in like 2-3 years, why buy new? If you got the auction connect even better. Same with motorcycles too why buy new for 9k+....imma have a gixxer and new whip next year.

 

[al audi]

Cars depreciate like crazy, ill never buy new. 2015 for a new civic lol...........Buy used and just switch cars up......not to mention you can mod em up. I was just talkin to a chick last night about this issue. I love the 04-06 audi a8...look how much they cost now.....O yea always have ur backup commuter whip too. Shorty I know tryna mess with a Maserati....look how much 08s go for yet a 2010 will hit u for 100k+. Benz is another example....go on ebaymotors u can see S class AMGs for like 70 joints took 50k loss in like 2-3 years, why buy new? If you got the auction connect even better. Same with motorcycles too why buy new for 9k+....imma have a gixxer and new whip next year.

 

[krazy88s]

Reliable used cars ftw!

I used to think I behind everyone else with the cars. Until I found out they're squeezing every penny to pay the car note every month.

 

[krazy88s]

Reliable used cars ftw!

I used to think I behind everyone else with the cars. Until I found out they're squeezing every penny to pay the car note every month.

 

[stopit5]

I haven't got a newer car yet due to credit issues, not that I have debt just some stupid @%%@ I did when I was young, well I plan to buy used and have a connect for an auction. Yeah buying new does not make sense.

 

[stopit5]

I haven't got a newer car yet due to credit issues, not that I have debt just some stupid @%%@ I did when I was young, well I plan to buy used and have a connect for an auction. Yeah buying new does not make sense.

 

[ncjamn]

Cant buy new. No car payments. just pay 118 a month for insurance

 

[ncjamn]

Cant buy new. No car payments. just pay 118 a month for insurance

 

[ooiron manoo]

@ ppl paying cash for cars, you don't get a good deal if you do

Someone lied to you.

If you play your cards right you can swing a very good deal.  No payments FTW. 

There was a great article about the benefits of paying for a car cash. I don't know how one can justify the benefits of paying through financing over paying with cash.

Unlike a home, a vehicle is a depreciating asset.

 

[ooiron manoo]

@ ppl paying cash for cars, you don't get a good deal if you do

Someone lied to you.

If you play your cards right you can swing a very good deal.  No payments FTW. 

There was a great article about the benefits of paying for a car cash. I don't know how one can justify the benefits of paying through financing over paying with cash.

Unlike a home, a vehicle is a depreciating asset.

 

[Betonblck]

Originally Posted by ooIRON MANoo

@ ppl paying cash for cars, you don't get a good deal if you do

Someone lied to you.

If you play your cards right you can swing a very good deal.  No payments FTW. 

There was a great article about the benefits of paying for a car cash. I don't know how one can justify the benefits of paying through financing over paying with cash.

Unlike a home, a vehicle is a depreciating asset.

Not to really go one way or the other but financing has it's benefits.  If you get a great interest rate like 0-4% for 48-60 months.  You can keep your cash for a rainy day while the economy still is weak. 

For example, if you already own your house or whatever so credit isn't a huge deal, if you were to get laid off, you can just stop paying the note and you have a chunk of extra cash because you financed the car instead of paying cash. 

 

[Betonblck]

Originally Posted by ooIRON MANoo

@ ppl paying cash for cars, you don't get a good deal if you do

Someone lied to you.

If you play your cards right you can swing a very good deal.  No payments FTW. 

There was a great article about the benefits of paying for a car cash. I don't know how one can justify the benefits of paying through financing over paying with cash.

Unlike a home, a vehicle is a depreciating asset.

Not to really go one way or the other but financing has it's benefits.  If you get a great interest rate like 0-4% for 48-60 months.  You can keep your cash for a rainy day while the economy still is weak. 

For example, if you already own your house or whatever so credit isn't a huge deal, if you were to get laid off, you can just stop paying the note and you have a chunk of extra cash because you financed the car instead of paying cash.