Oh that's chill, I have only bought from an AD twice, and I got 20% and 25% but never inquired about layaway or financing. My local AD's have always said that with financing they will not let me get a discount.
Now, I pretty much just buy on forums exclusively, or from my friends who are in the trade.
Great choice, assuming you mean BLNR? I have a friend that exclusively buys Patek Philippe in Hong Kong because he gets better deals, there's a huge trade show over there called Hong Kong Gem and Jewellery show happening next month, that he goes to every year. I have been wanting to go, since i'm in the gem/jewelry trade and next month might be my first visit. An added bonus is being keen on watch prices and hopefully I can bring a grail home for less than what i'd pay here. I'm unsure if it's open to the public, though. I'm not sure how the pricing is for Rolex is over there, but i'll ask him today.
For what it's worth, I got my BLNR brand new for $8300 out the door. I bought it from my friend who has a watch store in LA, it was unworn and came with the warranty card dated one month before, from Geary's Beverly Hills, complete w 5 year warranty. For an easy, face-to-face deal with a friend, I couldn't have asked for more.