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Thats terrible lol PNC has a $300 deal for 5K worth of direct deposits within 2 months and swiping the debit card 10 times.
24 Looking to build Credit... What are some good tips on your first Credit Card
- Thread in 'General' Thread starter Started by trynafeelmink,
- Start date
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You only need a direct deposit of $500+ within 10 days to get the $300. It's a switch I was planning to make anyway since theres a Chase 2 mins from my house. It's an easy $500.
Los Angeles
formerly bright nikes
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question i want to raise my limit on a couple cards but once im bout to do it, it says they are going to run my credit.
is this a good idea?
is this a good idea?
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I wouldn't take a hard pull on the credit report for a credit increase, especially if there is a large purchase in the future (auto loan/mortgage).
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I only do it with soft pulls. It's usually not worth the hard pull (credit report being run).
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View media item 2223248
Credit score is going up. Started around 520 when I first got Credit Karma. :x
This is only because of my car note that I got in May. I also have three inquiries coming off my report on New Year's Day.
Credit score is going up. Started around 520 when I first got Credit Karma. :x
This is only because of my car note that I got in May. I also have three inquiries coming off my report on New Year's Day.
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View media item 2223248
Credit score is going up. Started around 520 when I first got Credit Karma. :x
This is only because of my car note that I got in May. I also have three inquiries coming off my report on New Year's Day.
Keep it up bro!
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Nice work brother, keep it up.
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- Sep 12, 2015
Their refusing to remove as a pay for delete spoke to several people.
Is it worth having paid as full status?
Im reading that it will have no positive effect.
Their saying i have to wait one more year to have it removed
Is it worth having paid as full status?
Im reading that it will have no positive effect.
Their saying i have to wait one more year to have it removed
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Keep it up bro!
Thanks guys. Reps to both of you.
Still trying to decide if I should get a secured card or wait until I pay my collection and get an unsecured.
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does paypal qualify as direct deposit? some say it does , some doesnt
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- Feb 29, 2008
Do you have something like a car or home loan coming up within the year that you need? Or anything else where they will pull your credit report? New apartment or something? If so, go ahead and pay it to show paid in full. If not, wait that year to have it paid for deletion.
I think it may depend on the bank. You may want to call and ask. Bank of America it counts as direct deposit.
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Go ahead and get that discover it secured bruh. Itso the only one other than navy federal that gives you points back and they have it where they match your rewards after the first year. It also has a very good chance if used correct to graduate after a year and thethe send the deposit back and upgrade the card to unsecured with a nice cli.
Pm me your email and I'll send you a referral if you decide to do thisand we both get 50 bucks in rewards.
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- 2,291
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Personally if I were you, I would start with a secured card now and use this opportunity to get into the right habits and establish a history.
- 24,015
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Agreed with getting the secured card as soon as possible. It's not going to do anything to hurt you right now!
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Do they hard pull for a secured card? 
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Do they hard pull for a secured card?
No
A secured card is where you put money down for a line of credit
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I know that part, just wasn't sure if they did any pulls as well. Thank you though fam. Here's a rep.
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Some places still pull your credit. Some don't.
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Discover and capitol one do hard pulls for secured cards.
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View media item 2225372Moving on up! Is it normal for there to be a 15 point difference from Discover FICO and AMEX FICO?
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Yes that's normal. Discover uses transunion and I believe Amex uses experian. Nice man keep it up
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- Jul 18, 2012
I have been debating opening a Citi Bank checking account that offers a similar deal... $15k for 30 days and they give a bonus of $400.
Only real catch is you have to keep $10k after the 30days or they will hit you with the $25 monthly fee..
thoughts?
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Got the city diamond preferred. Like the 21 months 0 interest. Next card will be CSR then I'm set.
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Bank accounts with fees are a no for me
