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I bought some LTC a while back but only came up like 2k . I sold when it was back to my initial investment .
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No that sets expectations. For some reason if people hear a salary they think you have that entire amount available.Off topic. Do y'all tell your parents or siblings how much money you have or make? I don't divulge that information to anyone
5 racks. Right about now. This situation and not having a girl is helping my pockets
Things don't always manifest themselves right away. It takes months, years etc.If you can’t trust someone with a joint bank account, you should not be marrying that individual.
Currently right now. Starting my career (in my mid 20's) and have about 10k in my 401k thanks to my employers matching 50% + around 15k in my savings.
I need to spend some time learning about how to smartly position my savings elsewhere. Any tips for someone completely green and getting into personal finance?
No offense, but I see you in the Supreme thread every week so this post has me confused.
family yes friends noOff topic. Do y'all tell your parents or siblings how much money you have or make? I don't divulge that information to anyone
Do you live in a gated community or something?100K. It all went to new house downpayment.
Not for nothing traditional banks are ****. I switched over to a crypto based lending platform for a decent percentage of my total savings. The platform Nexo.io pays 8% interest per year which is like 1000x better than what I was getting at a traditional bank. They also pay out their interest daily. So you roughly get 1/365 of your 8% interest added to your account daily (now there’s some additional metrics in here because they are technically using a compound interest formula but so what), 1 day on Nexo paid out more than 1 month in a traditional bank with the exact same amount of bread.
I’m using Nexo for my joint account with my fiancé right now in order to save for our wedding. She isn’t really as financially minded but I’ve been using this as a medium to get her more familiar.
I was already into crypto for a couple of years so this was an easier sell for me but it’s definitely a viable option that most people aren’t aware of.
Forgot to add don’t even consider that 401K money at your age bro. Just keep letting it build unless u run into a life or death emergency, or you’re on your last leg. Trust me when I say u will appreciate that advice as you get older. heatpinoyboy
Y’all shouldn’t include 401k as savings
Yeah, I don't know about that one.I trust you've done your due diligence on the company behind Nexo?
8% return with interest paid out daily sounds too good to be true.
Risk tolerance for something like a savings account or an emergency fund should be extremely low.
I trust you've done your due diligence on the company behind Nexo?
8% return with interest paid out daily sounds too good to be true.
Risk tolerance for something like a savings account or an emergency fund should be extremely low.
For those who don’t feel like reading you can check this
not an ad nor my vid by the way. Just want to help those like myself who may have large amounts of money sitting at any given time.
Y’all shouldn’t include 401k as savings - happy to help on some guidelines if needed