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Spend it on hookers.
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Then dont be on time and make them late as hellOriginally Posted by chris steez
Ok NT....i know how a credit card works and everything well i work for a customer service credit card company (customer service..not the credit dept.). But what are the tips and tricks of a credit card like for one i heard if your on time with your payments that's actually bad...true?
Originally Posted by wanksta23
cut it up and get yourself a debit card instead
Good advice.Originally Posted by SiMPLYDiMPLY
pay in full EVERY month. and don't forget on time.
try not to use more than 20% of the credit limit.... creditors typically look at the ratio of how much credit you use to how much credit is available to you. the lower the better
also, don't open too many accounts in a short time period... looks like you're thirsty to spend money that you don't have
Originally Posted by chris steez
damn my limit is 300...but if i use it within 90 days on purchases LOWER than my limit and make on time payments i get an increase to 750 then 1000 n so on