- 719
- 80
- Joined
- Aug 27, 2004
I actually signed up for my roth 401k before my first check and I'm glad I did. I don't miss the money at all and it's availability would have just resulted in lifestyle inflation. The only debt I have is school debt but I'm not really worried about that. My job just changed their 401k matching policy, it was up to 5% after a year of employment, now you have to be there for 3 years. I don't think I'll be there for that long.