Police Kill Unarmed Teen In Ferguson, Missouri

Also keep in mind that:
a white family making 30k
compared to a black family making 100k, get about the same home loan amount from banks. Simply because they figure whites have more upward mobility and a black family making 100k is the best they'll do.

You have a source for that claim? I know there is discrimination...but that is an EXTREME degree, IMO.
 
dutchroyalt dutchroyalt if we as a people didn't die or completely lose all hope during or immediately following being falsely imprisoned, and forced to build an entire country for free; what makes yall think we can't learn to be more productive with our finances and begin the process of bettering ourselves as a whole.
As a people we may not make the right decisions at time, but you and I both know we are far from incapable of doing anything we put our minds too.
 
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I'm all for putting a dollar in a brothas hand, but a black owned bank? A bank is a bank no matter what.
A black owned bank MAY be more inclined to help u secure that home loan with a cheaper interest rate
I'm just assuming

How?
Well a normal bank may just look at numbers
As in how much u make
Credit score
Late payments and things like that when making a decision
A black owned bank
AND AGAIN IM JUST ASSUMING
DONT TAKE THIS AS FACT
a black owned bank may take all that into consideration
But it may also look at other things on a more personal level
Like yes on this person was late paying this
And this and this
But oh ok he lost his job during this period
And as soon as he started working again payments continued
Or something like that idk
They just may be more willing to take a chance on someone
Think of a regular bank as a stranger
That stranger wouldn't just give u money without knowing u
And then think of the black owned bank as maybe an associate
Y'all may not be friends
But y'all know of each other and have mutual friends
He may loan u some money because he seen u around
Or seen u when y'all kicked it with y'all mutual friend
I hope I'm making sense or u get what I'm TRYING to convey
And again I'm just assuming
 
Maybe NT can spearhead a #nosneakerseptember?


I'm sure the haters will say it's stupid and it may lead to opportunist resellers but what have sneaker companies and retailers done for minorities in light of all the injustice? Nothing.


Maybe if we reach out to attention ***** celebs to not advertise a single company, get the blogs to follow suit and force the country to listen.

What the * are shoe companies supposed to "do for minorities"? Give you free shoes? Not sell to white people? I don't understand why the whole world must stop and "do" something because a guy got shot.
 
Also keep in mind that:
a white family making 30k
compared to a black family making 100k, get about the same home loan amount from banks. Simply because they figure whites have more upward mobility and a black family making 100k is the best they'll do.
Maaan u got a source 8o
Like I believe u
And this is something that me and people have talked about between ourselves
At the barbershop or with fam and friends
But proof would be wild to see
 
No he doesn't have a reputable source. Same as the "whites commit 90% of crimes but get arrested 5% of the time" type stats
roll.gif
 
You have a source for that claim? I know there is discrimination...but that is an EXTREME degree, IMO.

HIGHLY recommend reading this on housing discrimination
And just as black families of all incomes remain handicapped by a lack of wealth, so too do they remain handicapped by their restricted choice of neighborhood. Black people with upper-middle-class incomes do not generally live in upper-middle-class neighborhoods. Sharkey’s research shows that black families making $100,000 typically live in the kinds of neighborhoods inhabited by white families making $30,000. “Blacks and whites inhabit such different neighborhoods,” Sharkey writes, “that it is not possible to compare the economic outcomes of black and white children.”

It's from Patrick Sharkey's research found in this book


I'll try and find a graph for you guys too
 
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Maybe NT can spearhead a #nosneakerseptember?


I'm sure the haters will say it's stupid and it may lead to opportunist resellers but what have sneaker companies and retailers done for minorities in light of all the injustice? Nothing.


Maybe if we reach out to attention ***** celebs to not advertise a single company, get the blogs to follow suit and force the country to listen.

What the * are shoe companies supposed to "do for minorities"? Give you free shoes? Not sell to white people? I don't understand why the whole world must stop and "do" something because a guy got shot.
They could send supplies to the protestors such as water
Issue a statement just saying something as simple as justice for all
It's people like u that are too narrowminded to see the big picture
And one of the main reasons the world is how it is with prejudice all around
Getting free shoes wouldn't be the point
It would be to RAISE AWARENESS
A big company like that
It would make headlines
And draw attention
News coverage would constantly be talking about Nike and them helping to raise awareness
 
You have a source for that claim? I know there is discrimination...but that is an EXTREME degree, IMO.

HIGHLY recommend reading this on housing discrimination
And just as black families of all incomes remain handicapped by a lack of wealth, so too do they remain handicapped by their restricted choice of neighborhood. Black people with upper-middle-class incomes do not generally live in upper-middle-class neighborhoods. Sharkey’s research shows that black families making $100,000 typically live in the kinds of neighborhoods inhabited by white families making $30,000. “Blacks and whites inhabit such different neighborhoods,” Sharkey writes, “that it is not possible to compare the economic outcomes of black and white children.”

It's from Patrick Sharkey's research found in this book


I'll try and find a graph for you guys too

Gonna rep u in a sec for the source...but to the paragraph up posted, why do you think that is (black families being handicapped by their restricted choice of neighborhood)?

*I feel like this could be a great discussion in another thread. Sorry if this derailed it a bit.
 
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Gonna rep u in a sec for the source...but to the paragraph up posted, why do you think that is (black families being handicapped by their restricted choice of neighborhood)?

Because they were not allowed to live in certain areas, and when in the rare case they purchased a home in that area, they were run out. The rest of the article explains everything and in greater detail. But it's also not a quick read.
 
You have a source for that claim? I know there is discrimination...but that is an EXTREME degree, IMO.

HIGHLY recommend reading this on housing discrimination
And just as black families of all incomes remain handicapped by a lack of wealth, so too do they remain handicapped by their restricted choice of neighborhood. Black people with upper-middle-class incomes do not generally live in upper-middle-class neighborhoods. Sharkey’s research shows that black families making $100,000 typically live in the kinds of neighborhoods inhabited by white families making $30,000. “Blacks and whites inhabit such different neighborhoods,” Sharkey writes, “that it is not possible to compare the economic outcomes of black and white children.”

It's from Patrick Sharkey's research found in this book


I'll try and find a graph for you guys too

Gonna rep u in a sec for the source...but to the paragraph up posted, why do you think that is (black families being handicapped by their restricted choice of neighborhood)?

*I feel like this could be a great discussion in another thread. Sorry if this derailed it a bit.
I think because some whites don't or can't accept a minority living on the same block as them
A black person probably has to put up with to many headaches living in those type if neighborhoods
First day they move in probably have people coming over expecting them to be a rapper or bball player
 
Does this apply to Hispanics and other minorities when applying for home loans?

I can't say I've ever experienced anything that I suspected to be unfair to me when applying for a CC or loan or credit limit increase, etc.
 
Does this apply to Hispanics and other minorities when applying for home loans?

I can't say I've ever experienced anything that I suspected to be unfair to me when applying for a CC or loan or credit limit increase, etc.

For example, African Americans and Hispanics were at least twice as likely to receive high cost home mortgages as whites with similar incomes. These reckless high cost loans unnecessarily impeded wealth building in minority communities and triggered the foreclosure crisis that is wiping out the largest source of wealth for minorities.

from this report
 
 
Everyone report @oneilmatt and get him out of this thread.
Reporting me for not breaking the rules is breaking the rules and grounds for suspension. This is America. Not everyone has to agree with everyone or have the same view point. 
Techincally this is Niketalk... They COULD ban you from this thread, but they wont since you haven't really broken any rules.

But yea, 1st amendment really doesn't apply on NT.
 
 
Does this apply to Hispanics and other minorities when applying for home loans?

I can't say I've ever experienced anything that I suspected to be unfair to me when applying for a CC or loan or credit limit increase, etc.
For example, African Americans and Hispanics were at least twice as likely to receive high cost home mortgages as whites with similar incomes. These reckless high cost loans unnecessarily impeded wealth building in minority communities and triggered the foreclosure crisis that is wiping out the largest source of wealth for minorities.
from this report
I see... I wonder if this stuff is more regional.  I was one of only a few 'brown' kids in my school and town growing up but I cant say I've experienced anything like whats described there when dealing with banks or credit card companies.
 
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He was out protesting

Idk about banks, but I frequented a black owned credit union and they really helped me out with paying for college and were really nice and personable.
But maybe credit unions are just better in general?
that they are.... i havent dealt with banks since i bought my home... other then that i been dealing with federal credit unions, the armed service banks and usaa... i mean from interest rates, the fact no charges on using atm card... much lower rates in terms of homeowners insurance, auto insurance.. plus many round up to the dollar when your spending in terms of the difference going to your saving accounts... most have no overdraft fees... etc. I cant eean f with a bank anymore. 
 
Gonna rep u in a sec for the source...but to the paragraph up posted, why do you think that is (black families being handicapped by their restricted choice of neighborhood)?

Because they were not allowed to live in certain areas, and when in the rare case they purchased a home in that area, they were run out. The rest of the article explains everything and in greater detail. But it's also not a quick read.

I'll have to read the article when I get some more time, but I'm curious about a lot of things in it.

1. The people selected in these case studies...

2. The years when the study was done.

3. WHY they were forced out.

Personally, I know of PLENTY of minority families living in predominately Caucasian neighborhoods in the DMV that have little-to-no problems in dealing with their neighbors. I guess they are the lucky ones because clearly there is a lot of discrimination that goes on when going through the home buying process etc.
 
Who said anything about free shoes.

The face of a black man is behind one of the most profitable companies in America.

The customers responsible for this are the same kids and adults being killed and mistreated in the U.S.

Since we pride ourselves in being "fly", how better to attack their bottom line by not advertising their product for free online through social media.

They want to spend millions on gay and lesbian agendas so how is supporting another minority any different?
 
When I heard about Jewish people having 0% internet loans...

I was like :eek

0% loan dope ness...

They're literally GIVING you money.
 
I'll have to read the article when I get some more time, but I'm curious about a lot of things in it.

1. The people selected in these case studies...

2. The years when the study was done.

3. WHY they were forced out.

Personally, I know of PLENTY of minority families living in predominately Caucasian neighborhoods in the DMV that have little-to-no problems in dealing with their neighbors. I guess they are the lucky ones because clearly there is a lot of discrimination that goes on when going through the home buying process etc.

It's more of a historical process following families from reconstruction leading up to how the violence in Chicago has been about 300 years in the making. You just gotta read it because the entire time I read it, everything was clicking
 
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