da r entertainment
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Best method to apply for a card when you haven’t been offered one via mail/email? Wanna get a chase card
Do you currently have a Chase account? If so check out your preapprovals.
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Best method to apply for a card when you haven’t been offered one via mail/email? Wanna get a chase card
Applied online and they just called to “verify” some info. Is that legit? Should I call back?
Lol wtf
It'll even out no worriesYO WTF... i accidentally had my credit utilization go down to 0%....my credit dropped 67 points... is this how its supposed to be? I have $60k available credit btw
Just my advice:
I look at credit karma approval rating.
if your score is above like a 650 and you have income and no bad marks on your report. Imo i figure that a pass.
Most of the cards I have I just got through credit karma..
True that! I need to check out experian service.Sounds good, but more times than not it's all marketing with CK. They have partners who hire them to drive traffic over to them. The approval rating can be nice and you can still be denied due to DTI, inquiries, etc. Experian service is free 99 and super solid.
It'll even out no worries
YO WTF... i accidentally had my credit utilization go down to 0%....my credit dropped 67 points... is this how its supposed to be? I have $60k available credit btw
I broke 800 on my Experian but Credit Karma has my 2 others around 750. Historically I’ve always seen my Credit Karma lower than it actually is when I do things like pull a loan for a vehicle. I wonder if that’s the case here.
So I got a decent shot at actually having an 800 all around?CK is using a pretty old scoring system that most lenders don't so I wouldn't worry about it at all, or wonder about it.
So I got a decent shot at actually having an 800 all around?
u just got out of CC debt and u want to jump right back in?Got about 10 inquires due to car shopping a couple years ago that's gonna finally fall off first week of July.
Just cleared all my CC debt.
Got about 6 cards but the highest CL is only $900
Need a big boy card to bump that utilization
I bank with Chase and TD and my car loan is with Chase.
Any suggestions on what card to apply for after everything reports zero?
Looking for a fairly simple card with some rewards, 10K CL, and little to no annual fee
what why?Just pay Experian $15-$20 a month to view your reports for all 3 bureaus and obtain solid scoring IMO.
what why?
i can see hawking on ur score if u got a hard pull pause coming (CC/loan/car/house/refi)
do u get a prize for hitting the 800+ score?
745-850 gets the same rates
no chick (or anyone but u) cares if u got 800 score
no one cares if u got good cred
CC is only for bills/gas
90% of muricans carry CC debt
ur playing a fixed game, don't try to get too fancy