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- Aug 25, 2012
I have a credit card right now. I've had it for a year it's the Barclay Card, but I'm considering getting a Discover card for the rewards they have. I'm pretty sure if I apply for the Discover card it would count as a hard inquiry but there was another hard inquiry when I applied for a car loan. My question is should I wait before I apply for the Discover card so the hard inquiry won't hurt my score?