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This is a good topic actually - nothing laughable if you have that much money invested in your shoe collection. Good thread.
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Mgrant44 wrote
Ignorant. Do you insure your car? Why? Because its an expensive item to replace. You wouldnt want to have to pay $30k to buy a new car if you totalled the one you have now. The same applies to your shoe collection. If you have 250 pairs of shoes and you valued them at just $100 a pair (which EVERYONE here knows would be WAYYYY too low) that would mean the collection is worth $25,000. Can you afford to go out and replace all those kicks with what you have in your bank account now? And even if you did, why would you want to?
I think insuring your collection is a great idea. I only have 40 or so pairs so its not really that big of a deal but I have renters insurance already to they would be covered regardless.
We collect shoes because of our passion but it is an investment because eventually you are going to sell them, even if its 40 years from now. You think Bill Gates doesnt insure his investments? exactly
Don't bring common sense into this.