OFFICIAL STOCK MARKET AND ECONOMY THREAD VOL. A NEW CHAPTER

Can you explain lol? Are you saying I shouldn't check my mutual fund everyday? I just check it because I've been in the negative for almost a year and hoping it goes back to my initial investment but nope
 
You can check weekly but daily is stupid. Just if you do check often make sure you aren’t impulsive and do something stupid.
 
I'm waiting to get my initial investment back then want to switch everything to bonds... that's why I've been checking everyday
 
The unrealized loss on your portfolio is the price to learn. There is no substitute for risking your capital, real capital, in an effort to learn

"Before a team learns to win in the playoffs, they must learn to lose"
 
All this talk of retirement accounts got me curious. I'm only down 15% YTD in mine. Not bad. The growth stock allocation is getting slaughtered tho :lol
 
The unrealized loss on your portfolio is the price to learn. There is no substitute for risking your capital, real capital, in an effort to learn

"Before a team learns to win in the playoffs, they must learn to lose"
Also, “the master has failed more times than the beginner has even tried”

I tell myself that every day 😭 😭 😭
 
The last couple of years have been great for beginners.

Pretty much covered the trends and ups/downs of a normal market in 10-15 years in a 2-3 year span.
 
All this talk of retirement accounts got me curious. I'm only down 15% YTD in mine. Not bad. The growth stock allocation is getting slaughtered tho :lol:

Facts. I'm down >50% on a gang of growth plays right now. Oh well, not even going to trip. Continue to DCA and hope a couple turn into 3-4 bangers in the next several years. Tell you one thing though, I'm done with the Motley Fool subscription after this!
 
I’m in an investment class now and learning about the different ratios and doing comparative analysis, forecasting, the efficient frontier, hedging with international securities, and all that.

Truth is, DCA’ing into VOO with dividend reinvesting activated is probably the best bet for 99% of us retail investors that aren’t full-time financial analysts. You have roughly a 20% chance of beating the market any given year with far less a chance of beating it again the following year. You have to ask if spending hours upon hours doing the comparative analysis and forecasting is worth a potential .01% gain over the market.

If you want to feel like you are “doing something” you can add a couple REITs, gold, well-known defensive/low beta stocks (Walmart, Home Depot, etc.), maybe an international market ETF with returns exceeding US inflation, and maybe 1-2 low cap growth stocks you’ve done your DD on. Then play with the allocations to make an efficient portfolio. Keeping in mind this approach doesn’t really consider the current economic climate which would impact your allocations over time based on your personal outlook.

Only other piece of advice I can offer is most actively managed portfolios consist of no more than 30-40 stocks. The marginal benefit of adding beyond that is essentially 0. Added risk with virtually no expected reward.
I’ve been sharing here off and on for awhile now. I have a do nothing 401k that I use for the 10% tax benefits. At its worst at this very moment, ytd I am down 9% (it was 12% two days ago).
It’s a nearly equal split between a sp500/sp400/russell 1000/us reit index funds. What’s funny is for a two year window, I’m up 50% still. That 2018 and again in 2020 drop were vicious. This is nothing folks.

In the same vain, many stocks are way down from just 1-2 years back. But still up from 5 years ago. How many are truly long in some of these stocks?
 
We’re in class and former reit cfo asks “would anyone not do the loan”

And I’m the only one to raise my hand. Borrower was overdeveloped (2k units owned + 2k in development) and overleveraged (100% LTV construction loan)

HBS Milligan Creek Case for reference
 
In the same vain, many stocks are way down from just 1-2 years back. But still up from 5 years ago. How many are truly long in some of these stocks?

The long-term holds still looking very strong. Apple, Amazon, Google, and Workday are my four longest holdings, some well over 10 years.

What's killing me is the choices I've made on Motley recommendations. I finally signed up maybe 1.5 years ago after my Dad kept telling me to do it and I'm getting slaughtered on everything besides Zscaler. Fiverr, Appian, Lemonade, Shopify (they were just hyping that **** again when it was $1300), Digital Ocean, and to a lesser extent Lam Research, Toro, JD.com and Upstart (in about $125 and watched it run up to $400 and held... fml). Straight slaughterhouse.
 
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The long-term holds still looking very strong. Apple, Amazon, Google, and Workday are my four longest holdings, some well over 10 years.

What's killing me is the choices I've made on Motley recommendations. I finally signed up maybe 1.5 years ago after my Dad kept telling me to do it and I'm getting slaughtered on everything besides Zscaler. Fiverr, Appian, Lemonade, Shopify (they were just hyping that **** again when it was $1300), Digital Ocean, and to a lesser extent Lam Research, Toro, JD.com and Upstart (in about $125 and watched it run up to $400 and held... fml). Straight slaughterhouse.
Same. But in their defense, they suggest we hold for a few years.
 
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