- 13,917
- 5,869
- Joined
- Sep 28, 2004
2018 was real bad. I don't think many new RH type investors know what to do when they see prolonged levels of red. 2020 was unusual too. 2020 made it look easy.
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For those doing 401k contributions, do you change the %s often? I'm doing some sp500/sp4000/Russell 2000/ us reit with a varying percentage for each that I don't generally change but once a year. I'm just wondering if I should be changing this weekly and follow as these go up/down; and if it's even worth transferring funds and rebalancing it? I know they have a warning about doing this too frequently in regards to transferring between funds but the percentage changes could be changed daily if you wanted. Just wondering if I could be more efficient than a set it and forget it. It's not a lot of money so I tend not to worry about daily or weekly or Monthly changes.
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For those doing 401k contributions, do you change the %s often? I'm doing some sp500/sp4000/Russell 2000/ us reit with a varying percentage for each that I don't generally change but once a year. I'm just wondering if I should be changing this weekly and follow as these go up/down; and if it's even worth transferring funds and rebalancing it? I know they have a warning about doing this too frequently in regards to transferring between funds but the percentage changes could be changed daily if you wanted. Just wondering if I could be more efficient than a set it and forget it. It's not a lot of money so I tend not to worry about daily or weekly or Monthly changes.