- 21,587
- 18,636
Living within your means is a statement that can't be overstated enough. Somebody was asking me over the weekend what my favorite thing was in my entire collection and I jokingly said my perfect credit score
Living within your means is a statement that can't be overstated enough. Somebody was asking me over the weekend what my favorite thing was in my entire collection and I jokingly said my perfect credit score
- 23,018
- 33,716
Comfy boys presently. Stacking cases of water, canned goods, batteries, and boxes of ammo. Stretching out the savings account via $5k and $2.5k one year deposit plans plus extra off of stuff I flip.
Got a bunch of seeds on deck. Learning how to farm and clean water.
I'm not ready but I'm not vulnerable either.
- 63,609
- 50,740
u dont say...........
$tacy
formerly willchamberlain
- 26,241
- 25,181
It takes 2 incomes nowadays. If she ain’t contributing she holding u back b. I got a coworker who makes 75k in Michigan with good credit but living check to check basically trynna keep giving his wife the lifestyle she wants. Bish a waitress but wanna drive a new whips and carry expensive bags etc.
- 1,045
- 1,725
i would like to retire in a few years so i agree with lots of the penny savers in this thread
- 63,609
- 50,740
bruh should be living like a king in michigan with that salary
dont tell me detroit
- 57,736
- 61,397
So I shouldn't cop this 2K Samsung fold?
- 3,452
- 2,846
This has been my goal. Honestly the mark is $500k, hustle and save my way to $500k by 40 and I’m retiring to South America/Portugal, or Easter Europe. Don’t care, I’ll sell bananas on the beach and teach English to make a living, but the rest would be backpacking and chilling out, may start a small BnB compound.
- 2,649
- 512
I've been living comfortably for a while now, with no need to really check my bank account. In terms of planning for the recession, I pulled a bit of my money out of the market to hold dry powder in case everything goes upside down. Otherwise...*shrug*.
- 29,035
- 64,023
While I agree, I think that’s tough because a lot of millennials are moving to find jobs so family may not be an option. He’s not a millennial but an example is my brother. He and his wife live in Phoenix with my niece. Her parents live in NYC and mine in Baltimore and all four work. Granted, the money isn’t an issue for them but it’s certainly a consideration in all of this.
- 14,601
- 17,015
It’s tough NT but keep on pushing. Would love to be the sole provider for my fam while wifey stays home and attends to kids but America caters to single/independent folks who think they **** don’t stink. Like NIP stated, the marathon continues. An opportunity door will open up as long as we don’t break down and give up.
- 29,035
- 64,023
- 63,609
- 50,740
nah wait for apple to make a better one
- 57,736
- 61,397
So in 10 years?
- 3,452
- 2,846
Word up. I say my s/o, but she’s really the BM and I’m trying to escape my current situation with as little collateral damage as possible. I’m grateful that we haven’t had to put a kid in daycare, but it’s a trade off and sometimes a compromise.
- 57,736
- 61,397
With a 401k and a decent job , 500k sounds doable
- 7,589
- 7,468
Paying for my Masters out of pocket is killing me. Would have spent $36,000 - 40,000 when I'm done by the end of the year.
Refusing to live with a roommate also doesn't help.
Refusing to live with a roommate also doesn't help.
- 14,173
- 6,430
I would feel very uncomfortable if I was living paycheck to paycheck.
I’m in a good situation where i can save money and have the discipline to follow a budget.
Not everybody has the same chance it must suck to be in that situation.
I’m in a good situation where i can save money and have the discipline to follow a budget.
Not everybody has the same chance it must suck to be in that situation.
- 4,669
- 4,480
I save $20 a month
Broke boys.
That means if you lacking, I'm attacking.
Broke boys.
That means if you lacking, I'm attacking.
Last edited:
- 63,609
- 50,740
yup
it'll be glorious
- 10,749
- 14,781
Be a producer not a consumer.
- 57,736
- 61,397
Also for those with kids or expecting , save for your kids future man. Don't allow your kids to have to navigate this world how we did financially. Even saving $50 per check goes a long way down the line. Two checks a month, that's $1200 a year. 21 years that's $25k. And that's without any savings accounts and potential interests. It doesn't take much to save, we just aren't taught to do it.
- 63,609
- 50,740
not only that
when they turn 13
make them an authorized user on a credit card or 2 of urs
that way when they turn 18
they will have some credit history
and will have a great score
starting off
make sure its a great card with low utilization though
- 54,216
- 31,730
yang gang
