Ok, ran into a snag here:
Found a '13 camaro for 20,989. Stood my ground and negotiated the terms and stuff to get my payments to $323 a month, cool.
Turns out: they bait and switch my financing so I HAD to use theirsinstead of my credit union's without my permission or even inquiring, saying we'll match the rate
basically, since I didn't give them an additional down payment, they were going to recoup it in their financing for an extra $800.
Luckily, I haven't given them my down payment and they have to re-write the contract with my down payment reflected so technically, I don't own the car.
What are my options here? I feel like walking away...just pissed that I wasted 6 hours of my life.
TL;DR
-Found Car
-Got Payments for good price w/o putting down more down payment
-Bait and switch auto loans from mine to theirs without asking in order to get an extra $800
-haven't given then said down payment so I don't own the car
-HALP.