I find it surprising that some people find 14c - 16c weather to be cold. For me, that's my ideal weather and even go bare naked outdoors,
. although windchill is something that I find that is quite a pain. I don't do well under hot and humid as that makes me often sick although I could survive California weather. subzero temp for months is bad especially if you need to frequent the outdoors but hunkering down is fine as long as it's not forever. Since we can't have our perfect weather, it depends on what weather that we can live by.