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- Aug 14, 2012
How long did your card take to come in ? I'm patiently waiting now
24 Looking to build Credit... What are some good tips on your first Credit Card
- Thread in 'General' Thread starter Started by trynafeelmink,
- Start date
How long did your card take to come in ? I'm patiently waiting now
LebronHasMoreFinalsMVPs
formerly realnawf281
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- Nov 27, 2016
750 at 22 don't know if that's good.
RustyShackleford
Supporter
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- Jul 20, 2009
Famb c'mon. Go open a checking account
- 94,125
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- Oct 24, 2010
Famb c'mon. Go open a checking account
I'm saying, you said being associated with them is good? Wouldn't I be fine since I technically have an account with them? [emoji]129300[/emoji]
Why would I need a checking account when I have a good one with a solid debit card.
Am I late or does everyone's debit card/bank offer price protection and extra 1 year warranty on all purchases aka like electronics and phones?
I thought it was strictly credit cards and not actual banks
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- Aug 20, 2016
I live in Utah, and their main credit card building is in salt lake, so only a week. Most people it's about 14 business days after being approved.
I would say amazing. Keep payments on time, diversify, and you should be good for life
. Only thing you will need more of is age of accounts, and that just takes time.
- 1,987
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- Jul 18, 2008
Damn my score dropped 40 points cause I put my medical bills onto the CC. Forgot to even think about it.
ZOMBAVELI THE DON
formerly zombiejesuz
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- Aug 27, 2016
stop the violence the bullet skip my heart by less than a inch n them _s didnt even kno me lol
- 4,758
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- Nov 6, 2012
Will be back up in a month if paid off.
- 14,971
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- May 26, 2003
Wait so being that plastiq allows you to pay anything with a credit card, could i use it to maximize amex points? The 2.5 fee seems like it will put me in the hole.
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They'll let you know if they will have to do a hard pull before doing it.
- 1,987
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- Jul 18, 2008
Yea I should have paid it off before it hit the statement so it doesn't mess up my utilization.
- 22,895
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- Mar 21, 2010
hold on, so in regards to Amex gift cards do those accumulate cashback/reward points for other cards aswell?
- 4,758
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- Nov 6, 2012
If it already dropped 40pts and the statement hasn't cut yet, something else caused your score to drop.
Utilization is only reported once the statement is cut.
- 1,987
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- Jul 18, 2008
No it has. This was last month.
Bosa
formerly hhaze
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- Feb 19, 2016
how many credits cards should i really have? so far have one secured and one credit card on its way. thinking of getting another one with my credit union.
- 2,649
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- Nov 9, 2011
that's more of a personal preference, but I recommend having at least 2 (in case something happens with one account you aren't stuck without a card to use until the problem is resolved).
- 13,768
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- Jun 29, 2016
Why does it matter what you spend the credit on? As long as I pay it off, it should boost your credit score right?
- 122
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- Aug 20, 2016
If you can gain membership. I CANNOT recommend navy federal cu enough.
604 expedia
600 tu
589 fico
Approved for 4700 cash back rewards card
Approved for 500 checking line of credit
Will not move into strict gardening for the next 2 years or so. Hoping both of my secured cards graduate.
604 expedia
600 tu
589 fico
Approved for 4700 cash back rewards card
Approved for 500 checking line of credit
Will not move into strict gardening for the next 2 years or so. Hoping both of my secured cards graduate.
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- 9,375
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- Jul 1, 2015
So on that Capital One secured card, you can put $50 on it? How much does that get you on the card? Who has the best secured card?
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- Sep 12, 2015
How ever much money you put on is how much your credit line is I believe.
For the most part there are no rewards secured cards. Ive been looking
I'm literally stuck at 705 with nothing left to do.
My length of established credit is killing me.
I keep getting denied for new cc's, but I need to have larger credit lines. Makes no sense.
I could take out a loan an pay off my stocks at work. But that just seems like a revolving door.
I'm eventually gonna need a new car but I'm not trying to pay 10% apr or whatevrr it is.
I might have to add thousands of my own cash to a secured card. Which sucks.
- 5,365
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- Jun 30, 2012
Depends on the issuer. Some of them require collateral of 1.5x your credit line.
Taking out a loan and paying it off can sometimes hurt your score because one you pay it off you have less credit than you did.
If you keep applying for cards and getting declined I'm sure the inquiries are affecting your score. Should probably chill on having your credit run.
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- Sep 12, 2015
Yeah I stopped...prolly wait 6 months.
Its crazy even when I'm checking a pre approved offer it turns me down. Says ill recieve a notice in the mail.
I want to try and turn my secured card to a regular credit card. 2 years no late payments. 0 owed. I just need them to continue the history and not restart it.
Feelsbadman
- 5,365
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- Jun 30, 2012
Inquiries stay on your report for 2 years..
Bosa
formerly hhaze
- 15,834
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- Feb 19, 2016
welp, went for a reconsideration for my NFCU credit card cash reward that got denied. got approved woop.
- 4,758
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- Nov 6, 2012
Lol I tell everyone Navy is the best for high limits and giving people with no to low credit high limit cards.
Just gotta be careful, cuz it's a calculated business move for them.
