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Woww that's sick too
24 Looking to build Credit... What are some good tips on your first Credit Card
- Thread in 'General' Thread starter Started by trynafeelmink,
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Woww that's sick too
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Do the direct deposits have to be from your employer, or can you do an ACH transfer from another account into CapOne and count those?
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fine print says employer or government payments
I don't think ACH in general counts as a direct deposit as supposedly theres a difference between the two
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All direct deposit uses ACH for transfers. However, a lot of banks are tracking down on legit direct deposits from employers and such.
I don't work for anybody so I don't have a direct deposit. I transferred money from my brokerage account (TDAmeritrade) and my online savings account (GSBank) and it triggered the bonus.
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Double.
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So I could open up an Ally online savings account, put in $500+... then open the CapOne account and make 2 transfers of $250+ each... and get this $300?
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I dont know if Ally ACH transfer works or not. I don't even know how my GSBank transferred worked because it was posted as P2P on the statement.
Use this site to help you.
https://www.doctorofcredit.com/know...-banks-count-direct-deposits/#Capital_One_360
District of Columbia
formerly dcmade
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Would any of these cards accept a balance of about 10k on a balance transfer ? Looking to get from under this Navy Fed card in the next couple of years and it's damn near impossible with this high of a balance
Fico score is 703
Fico score is 703
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Only if ur approved for that much
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Clutch on that Capital One deal. Was thinking about opening a checking with them anyway.
cs02132
Supporter
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Damn 3% on gas and restaurants is good for me. But I just signed up for the chaseFU (it hasn't even come in the mail yet). I wonder if this card builds chase UR points? I'm on it if it does
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It isn't part of the ultimate rewards. The only cards that are part of the UR are the chase freedom, freedom unlimited, sapphire preferred and sapphire reserve.
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I just got approved for $12.5K with the Amex Blue Cash Everyday joint. This is the highest starting limit I've ever had.
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Gonna use that Capital One deal. Could use that $300 for Toronto in December. 
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Gonna use that Capital One deal. Could use that $300 for Toronto in December.
^^ I called today to confirm the bonus. They said if you weren't Targeted then there's a chance you won't get the bonus.
Sucks because I was aiming for the $500 Bonus with the 2 Direct Deposits and 10K Cash Deposit, but when I called they would NOT guarantee the bonus.
So I don't want to take a chance if it's not guaranteed. Hope you other NT'ers that did it, get it though.
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http://www.aarpcreditcard.com/
200 dollars cash back. This is a good card if you're tapped out on Chase cards already.
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FYI don't call, it screws up your chances. I got the 400 dollar checking bonus using a promo code from boston (I live in California). I made two 250 dollar deposits and got my 400 bucks
cs02132
Supporter
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Damn for some reason I can't login to my chase account on the app, it tells me to go to the PC site but when I do that it says I have no account info and to call them 
. Wish they had live chat not trying to sit on the phone
. Wish they had live chat not trying to sit on the phone
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They've done a similar promo in the past with the same fineprint regarding being targeted. People still got their bonuses without being targeted.
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I know it's happened and the lady told me there is a strong possibility that I will get it, but these days I don't take anyone at face value lol.
I don't wanna move 10K so the feds can track my cheese, plus get hit with a credit inquiry on my report to open the account.
Like P said, "Sign Deals, ONLY if the Math is REAL"
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Obviously it's your money, but I got my $200 almost instantly after transferring the $10k. Now waiting for some direct deposits to hit the checking account to collect the $300.
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I just opened the checking account to get the $300 possibly, I'd rather do that then move 10K. It ends tonight, so I didn't wanna run to the bank to fund it to make the deadline.
In any case, there's a Capital One down the block from me, so I can always go in and cancel my account. Hopefully I get the bonus, that way I'll cancel asap.
I have 4 bank accounts with this one, I've been juggling these Sign Up Bonuses.
