24 Looking to build Credit... What are some good tips on your first Credit Card

[thadangerousmind]

Might have to get another card or two. Everybody I know with 800+ score has 3-5 cards. I'm stuck at 797 with just 2 cards myself.

 

[zunigrp]

Got my secured card unsecured + credit line increase.

Got my 2nd card with a CLI

I don't pre qual for anything yet.

So I cant do much else but wait.

Patience I guess because there's nothing else I can contest. Just 1 bad closed account.

Sitting around 734ish with everything paid off currently.

 

[jon4rd]

I'm at 770 now with 5 cards but relatively low average age of accounts. I think with my student loans and credit cards and everything I'm at 3 years. I'll probably hit 800 eventually once I get some more age on my accounts and maybe when I get a mortgage

 

[cs02132]

Log into ur chase acct..it's at the top of the page

Still can't find it

 

[freshpairs]

3 CCs, 1 car loan, oldest CC is 10yrs. Score 807

 

[isco]

Still can't find it

Lol call

 

[xbiker47]

whats the reasoning behind 12-18 cards?

I have 4 and am thinking about adding one more just for the 2% back on everything but I see no reason to open anymore

 

[SplinterMatic319]

other ways to cancel amex platinum without calling?

 

[simba king]

Suggestions...

Have AE blue, Discover, and capital one cards...want to pick up one more card?? Which should be the one

Doesn't have to be travel based rewards..700 score

 

[8|24]

Suggestions...

Have AE blue, Discover, and capital one cards...want to pick up one more card?? Which should be the one

Doesn't have to be travel based rewards..700 score

You can sign up for the chase freedom unlimited. 1.5% on every purchase and a 150$ bonus after spending $500

 

[pitman13]

4 CCs. 1 Car Loan. Oldest CC is 13 years. 20K worth of Student Loans. Score 792

 

[jon4rd]

You can sign up for the chase freedom unlimited. 1.5% on every purchase and a 150$ bonus after spending $500

Citi double cash gets 1% when you buy 1% when you pay so 2% essentially. And the same $150 bonus

 

[8|24]

Citi double cash gets 1% when you buy 1% when you pay so 2% essentially. And the same $150 bonus

Where? I know about the 2% cash back, but I don't see anything about the $150 bonus.

Send me the link. I always sign up for cards with bonuses.

 

[8|24]

here's AARP $150 cash back

3% restaurants
3% gas
1% everything else

http://www.aarpcreditcard.com/150CBO?CELL=60H1

 

[isco]

here's AARP $150 cash back

3% restaurants
3% gas
1% everything else

http://www.aarpcreditcard.com/150CBO?CELL=60H1

Whoa - Repped..the 3% cashback is unlimited ..I'm gonna have to get this card

 

[jon4rd]

Where? I know about the 2% cash back, but I don't see anything about the $150 bonus.

Send me the link. I always sign up for cards with bonuses.

My bad they don't. I thought I got the sign up bonus when I got mine but I got it confused with another card.

 

[8|24]

Whoa - Repped..the 3% cashback is unlimited ..I'm gonna have to get this card

For gas and eating out is awesome! Plus a 150$ bonus with no annual fee is a no brainer.

People always think I'm retired when I pull the card out though lol

 

[isco]

Formally: JayzOnMyToes made 11 years ago

Now im officially: John Wick

For gas and eating out is awesome! Plus a 150$ bonus with no annual fee is a no brainer.

Yes..I already have the chase freedom ($150 cash back) and discover IT (double ur cash back after a year) ..both 5% rotating categories..this card sounds great..I think the AMEX Blue preferred (not 100% sure if this is what it's called) offers same type of bonus?

 

[8|24]

Yes..I already have the chase freedom ($150 cash back) and discover IT (double ur cash back after a year) ..both 5% rotating categories..this card sounds great..I think the AMEX Blue preferred (not 100% sure if this is what it's called) offers same type of bonus?

You get $150 back after spending a $1000 with the Amex Blue preferred and there's an annual fee.

 

[isco]

You get $150 back after spending a $1000 with the Amex Blue preferred and there's an annual fee.

Word - not getting that one lol

 

[John Wick]

isco how you quote me from another thread?

 

[8|24]

https://www.capitalone.com/bundle500/

$300 bonus for making two direct deposits of $250 or more to the checking account. Another $200 of you got $10k to transfer to a money market account.

No maintenance fee, no minimum balance require. Cancel after you get your bonuses.

 

[isco]

isco how you quote me from another thread?

Lololol..I guess if I quote a post and don't complete it stays in the reply box *** I was gonna say John wick has the dopest car ever

 

[dam itz lou]

hmmmm, thats an easy $500. Pretty tempting.

NT needs to go back to the old website.

 

[John Wick]

Lololol..I guess if I quote a post and don't complete it stays in the reply box *** I was gonna say John wick has the dopest car ever

you right but im torn between his car and the one in gone in 60 seconds named eleanor