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  1. wsdesigner14

    Thirsty NY Street Cats vol. Is it cause I'm ugly?!

    This is not and should not be accepted as a social norm. As a man in his mid-20s, I have never said anything to a woman on the street in passing. It doesn't matter that you think you are being friendly bycomplimenting someone. Walking down the street is not the same as being in a social...
  2. wsdesigner14

    another 401k question...

    Simple savings/investing that everyone should do: 1. Have an emergency fund of preferably 6 months worth of living expenses in a simple savings account (use Ally or CapitalOne360 as they have the highest interest rate) 2. Invest in your company's 401K at least up to the full match. It's free...
  3. wsdesigner14

    Can i move out? vol. tired of living at home

    You need to get a better sense of your finances. There's no reason for you to not know the terms of your loan. Your number one priority should be to pay off those student loans as quickly as possible over the next decade. You have a good emergency find saved. Are you investing in a 401K? IRA...
  4. wsdesigner14

    David Fincher: House of Cards( BEWARE OF SPOILERS) (series) starring Kevin Spacey

    Just finished the season after a long-day marathon. The first episode was a great start to what I think was a disappointing season. I found it strange that so many story lines that seemed central to this show and the characters were not pursued more, and others took center stage. Still, great...
  5. wsdesigner14

    I thought my account was gone forever.

    Keep up the good work with the Blackzillians.
  6. wsdesigner14

    Moving to DC Area-Where to live?

    We're actually leaning towards Silver Spring, but I haven't seen any 1 bdrs for less than $1,500. Mind sharing where this is?
  7. wsdesigner14

    Moving to DC Area-Where to live?

    I've been on NT for almost a decade now and thought I'd raise this question here since NTers are generally very helpful. I'll be relocating to the D.C. area for a job in the next few weeks. I'll be working downtown (near Farragut North Metro station) and need some advice on where to live. I'm...
  8. wsdesigner14

    This blew my mind.

    :{
  9. wsdesigner14

    Black Friday 2013 Thread.

    For those who are waiting for deals on TV, the time to buy is right now! The best TV deals are not to be had on Black Friday, but usually during the week leading up to it, or immediately afterwards. I just bought a 60 inch LED Sharp from Target this morning for $699 which rivals the best BF...
  10. wsdesigner14

    ACA: Affordable Care Act (better known as OBAMACARE) - Enrollment Starts October 1st - You In?

    So you tell someone that investing in a 401K is worthless because of high fees (false), the risk of the government seizing your account (unlikely) and the devaluation of the dollar over time yet you recommend stashing money in the mattress? I hope you aren't giving out financial advice to anyone...
  11. wsdesigner14

    Can somebody PLEASE explain the Google Chromecast, and Roku, ect to me? PLEASE

    For $35, Chromecast is great. I can stream Youtube from my phone and computer, and anything else I'm playing in the browser. To me, that's worth $35.
  12. wsdesigner14

    Your Next Vacation Destination.....?

    Anyone here been to Croatia? I really want to go to Dubrovnik and maybe squeeze in some Italian cities on the same vacation.
  13. wsdesigner14

    Groups Of Teens In Brooklyn Are Playing A Game Called 'Knock Out The Jew' - I Was Quoted In This Art

    I've been following your posts in this thread and have been waiting for some enlightening information that you learned from your "studies" to come forth, but have yet to see nothing but generalizations and conspiracy theories. Do you honestly not see the prejudice, hatred, and yes, anti-Semitism...
  14. wsdesigner14

    Groups Of Teens In Brooklyn Are Playing A Game Called 'Knock Out The Jew' - I Was Quoted In This Art

    Go ahead and enlighten us rather than just speak in generalities and put down a whole group of people based on what you "studied in your spare time." Niketalk is a large community, don't forget that there are people here who know as much, or more than you, on certain topics (perhaps even topics...
  15. wsdesigner14

    The Real Reason New College Grads Can't Get Hired

    Of course there are many young people who do not have the slightest clue as to how to conduct themselves leading up to, during, and after an interview and have no idea on how to market their skills effectively. Yet, there are many others out there who do, and still cannot find decent employment...
  16. wsdesigner14

    OFFICIAL STOCK MARKET & ECONOMY THREAD VOL. SCHOOL'S OUT

    It'd be interested to hear how all of you are investing for your retirement. What's your asset allocation like? Are you as risky as you are with your day trading? On a separate note, any advice on where/how to invest a few thousands to grow a future (3-5 years from now) down payment on a house?
  17. wsdesigner14

    Current State of the Sneaker Game

    People grow out of it and the brands realize that they need to release products/market to those who are purchasing their product: mostly teenagers. I stopped "collecting" when I started paying my own bills and haven't looked back since. I'll probably buy a few more Jordans in my lifetime when I...
  18. wsdesigner14

    ACA: Affordable Care Act (better known as OBAMACARE) - Enrollment Starts October 1st - You In?

    Yes, that was a stupid thing for Obama to say knowing that thousands of plans won't be continued due to not meeting the minimum requirements. Does this mean that thousands of others won't be able to keep their plan? No. What it means is, that any government policy is much messier than a single...
  19. wsdesigner14

    ACA: Affordable Care Act (better known as OBAMACARE) - Enrollment Starts October 1st - You In?

    Are you talking about those who are on SS that are not yet able to enroll for Medicare? If you're retired and pulling SS, you are most likely eligible for Medicare. Secondly, if your premiums double and you aren't able to afford them you can find a more affordable plan on the exchanges, and...
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