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Where is the op dude started some *%# and backed off dont fall for it
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Originally Posted by crcballer55
It's actually contrary to what one might think about the subject. I'll take California as an example since I live here and get to hear about the "good ole days" quite often. Back on the 1960's, before we had most of the social programs to get everyone into college, higher education was free to anyone living in the state. That's right... you didn't have to pay ANYTHING. That went for the wealthy, as well as the lower class kids who qualified to get in. Fast forward to the last couple years, and the cost of state schools has increased by almost 50% per year! Private schools have also been increasing at almost a double digit clip as well. Now... some of the cost for the state schools is due to state mismanagement of funds going into the system. Most of it though lies with the increased amount of federal money flowing into the system through Fannie Mae.Originally Posted by Essential1
Originally Posted by crcballer55
The cost of college is only the symptom. The real problem is that we have told everyone that they should go to college and get a better education. Not everyone should go to college from a maturity or financial standpoint. Once you tell everyone that they need to do something, then the basic supply and demand curve comes into account. If the demand for a certain item becomes high, them the cost of it will follow. For an example, we just need to look at the housing market. The government tried to push the banks into making cheaper loans to less qualified people which then created a bubble. A similar curve has occurred with the cost of higher education as well. With over 43% of kids dropping out of school, they are then left with student loans and no way to pay them back. Bottom line... if you want to make college more affordable, eliminate most of the loan programs and then the economic balance will come back into play.Originally Posted by Essential1
Most people need loans for college myself included... Something needs to be done on interest/ ability to pay it back...
What exactly? I couldn't tell you...
Besides... what's wrong with community colleges? You still learn the same stuff at 1/10th of the cost of most four year state schools.
Then someone like me who is on the dean's list every semester doesn't go to college, and I would not become a Teacher (which is what I am planning on doing).
Eliminating most loan programs basically allows only those who could already afford it go.. Basically recycling wealth.
Rich stay rich.. Poor stay poor..
I won't become rich as a teacher but looking at the pay of all my former teachers and others around the area.. In my mid 30s to late 30's, I'd be making what my parents make combined, and love what I'm doing..
There are plenty of scholarships available to high performing kids or kids who just apply for them. I have no problem with that since it's a direct investment by private companies to encourage growth in the educational system. When government does it though it's coming out of the taxpayers pockets mostly without their say in the matter.
Originally Posted by crcballer55
It's actually contrary to what one might think about the subject. I'll take California as an example since I live here and get to hear about the "good ole days" quite often. Back on the 1960's, before we had most of the social programs to get everyone into college, higher education was free to anyone living in the state. That's right... you didn't have to pay ANYTHING. That went for the wealthy, as well as the lower class kids who qualified to get in. Fast forward to the last couple years, and the cost of state schools has increased by almost 50% per year! Private schools have also been increasing at almost a double digit clip as well. Now... some of the cost for the state schools is due to state mismanagement of funds going into the system. Most of it though lies with the increased amount of federal money flowing into the system through Fannie Mae.Originally Posted by Essential1
Originally Posted by crcballer55
The cost of college is only the symptom. The real problem is that we have told everyone that they should go to college and get a better education. Not everyone should go to college from a maturity or financial standpoint. Once you tell everyone that they need to do something, then the basic supply and demand curve comes into account. If the demand for a certain item becomes high, them the cost of it will follow. For an example, we just need to look at the housing market. The government tried to push the banks into making cheaper loans to less qualified people which then created a bubble. A similar curve has occurred with the cost of higher education as well. With over 43% of kids dropping out of school, they are then left with student loans and no way to pay them back. Bottom line... if you want to make college more affordable, eliminate most of the loan programs and then the economic balance will come back into play.Originally Posted by Essential1
Most people need loans for college myself included... Something needs to be done on interest/ ability to pay it back...
What exactly? I couldn't tell you...
Besides... what's wrong with community colleges? You still learn the same stuff at 1/10th of the cost of most four year state schools.
Then someone like me who is on the dean's list every semester doesn't go to college, and I would not become a Teacher (which is what I am planning on doing).
Eliminating most loan programs basically allows only those who could already afford it go.. Basically recycling wealth.
Rich stay rich.. Poor stay poor..
I won't become rich as a teacher but looking at the pay of all my former teachers and others around the area.. In my mid 30s to late 30's, I'd be making what my parents make combined, and love what I'm doing..
There are plenty of scholarships available to high performing kids or kids who just apply for them. I have no problem with that since it's a direct investment by private companies to encourage growth in the educational system. When government does it though it's coming out of the taxpayers pockets mostly without their say in the matter.
Originally Posted by crcballer55
The cost of college is only the symptom. The real problem is that we have told everyone that they should go to college and get a better education. Not everyone should go to college from a maturity or financial standpoint. Once you tell everyone that they need to do something, then the basic supply and demand curve comes into account. If the demand for a certain item becomes high, them the cost of it will follow. For an example, we just need to look at the housing market. The government tried to push the banks into making cheaper loans to less qualified people which then created a bubble. A similar curve has occurred with the cost of higher education as well. With over 43% of kids dropping out of school, they are then left with student loans and no way to pay them back. Bottom line... if you want to make college more affordable, eliminate most of the loan programs and then the economic balance will come back into play.Originally Posted by Essential1
Most people need loans for college myself included... Something needs to be done on interest/ ability to pay it back...
What exactly? I couldn't tell you...
Besides... what's wrong with community colleges? You still learn the same stuff at 1/10th of the cost of most four year state schools.
Originally Posted by crcballer55
The cost of college is only the symptom. The real problem is that we have told everyone that they should go to college and get a better education. Not everyone should go to college from a maturity or financial standpoint. Once you tell everyone that they need to do something, then the basic supply and demand curve comes into account. If the demand for a certain item becomes high, them the cost of it will follow. For an example, we just need to look at the housing market. The government tried to push the banks into making cheaper loans to less qualified people which then created a bubble. A similar curve has occurred with the cost of higher education as well. With over 43% of kids dropping out of school, they are then left with student loans and no way to pay them back. Bottom line... if you want to make college more affordable, eliminate most of the loan programs and then the economic balance will come back into play.Originally Posted by Essential1
Most people need loans for college myself included... Something needs to be done on interest/ ability to pay it back...
What exactly? I couldn't tell you...
Besides... what's wrong with community colleges? You still learn the same stuff at 1/10th of the cost of most four year state schools.
My ultimate thesis is that some people just aren't cut out for the academic world for whatever reason. That is why I am a strong proponent of developing technical skills such as auto shop, wood shop, and home ec. in high school. That way if college doesn't work out, they at least have something to fall on.Originally Posted by CallHimAR
Originally Posted by crcballer55
The cost of college is only the symptom. The real problem is that we have told everyone that they should go to college and get a better education. Not everyone should go to college from a maturity or financial standpoint. Once you tell everyone that they need to do something, then the basic supply and demand curve comes into account. If the demand for a certain item becomes high, them the cost of it will follow. For an example, we just need to look at the housing market. The government tried to push the banks into making cheaper loans to less qualified people which then created a bubble. A similar curve has occurred with the cost of higher education as well. With over 43% of kids dropping out of school, they are then left with student loans and no way to pay them back. Bottom line... if you want to make college more affordable, eliminate most of the loan programs and then the economic balance will come back into play.Originally Posted by Essential1
Most people need loans for college myself included... Something needs to be done on interest/ ability to pay it back...
What exactly? I couldn't tell you...
Besides... what's wrong with community colleges? You still learn the same stuff at 1/10th of the cost of most four year state schools.
When a nation starts looking at education from an economic standpoint and people think "The real problem is that we have told everyone that they should go to college and get a better education. Not everyone should go to college from a maturity or financial standpoint" is a rational statement, there is something fundamentally wrong with that society.
It should have nothing to do with how much money your family has, or how much your father makes. It should have a lot more to do with maturity levels, but that says a lot more about high schools in this country as well. The entire education system needs to be revamped and we need more government funding for college students so they have a chance to get a good secondary education. There are countries in Europe where school is nearly free K-graduate. Why is that so impossible to do in this country?
My ultimate thesis is that some people just aren't cut out for the academic world for whatever reason. That is why I am a strong proponent of developing technical skills such as auto shop, wood shop, and home ec. in high school. That way if college doesn't work out, they at least have something to fall on.Originally Posted by CallHimAR
Originally Posted by crcballer55
The cost of college is only the symptom. The real problem is that we have told everyone that they should go to college and get a better education. Not everyone should go to college from a maturity or financial standpoint. Once you tell everyone that they need to do something, then the basic supply and demand curve comes into account. If the demand for a certain item becomes high, them the cost of it will follow. For an example, we just need to look at the housing market. The government tried to push the banks into making cheaper loans to less qualified people which then created a bubble. A similar curve has occurred with the cost of higher education as well. With over 43% of kids dropping out of school, they are then left with student loans and no way to pay them back. Bottom line... if you want to make college more affordable, eliminate most of the loan programs and then the economic balance will come back into play.Originally Posted by Essential1
Most people need loans for college myself included... Something needs to be done on interest/ ability to pay it back...
What exactly? I couldn't tell you...
Besides... what's wrong with community colleges? You still learn the same stuff at 1/10th of the cost of most four year state schools.
When a nation starts looking at education from an economic standpoint and people think "The real problem is that we have told everyone that they should go to college and get a better education. Not everyone should go to college from a maturity or financial standpoint" is a rational statement, there is something fundamentally wrong with that society.
It should have nothing to do with how much money your family has, or how much your father makes. It should have a lot more to do with maturity levels, but that says a lot more about high schools in this country as well. The entire education system needs to be revamped and we need more government funding for college students so they have a chance to get a good secondary education. There are countries in Europe where school is nearly free K-graduate. Why is that so impossible to do in this country?
What happens when those soldiers return to America and can't find jobs?Originally Posted by pdouly33
Cut defense spending dramatically - if he ends the wars this year?
Entitlement reform.
Get out of Afghanistan and Iraq.
The jury's still out. Way too early to call him a success/failure.
It's easy to Blame Bush, but come on. His presidency was an absolute train wreck. Every problem I listed above was caused or significantly worsened by the Bush presidency.
Health care reform is a mystery to me and to everyone - what will we really know until 2014 when the major parts of the legislation go into effect?
I'd vote for him again. I don't want him to just "cut spending" with random minuscule budget cuts - I want him and the GOP to reform the way the U.S. spends its money on Medicare, Medicaid and DoD.
What happens when those soldiers return to America and can't find jobs?Originally Posted by pdouly33
Cut defense spending dramatically - if he ends the wars this year?
Entitlement reform.
Get out of Afghanistan and Iraq.
The jury's still out. Way too early to call him a success/failure.
It's easy to Blame Bush, but come on. His presidency was an absolute train wreck. Every problem I listed above was caused or significantly worsened by the Bush presidency.
Health care reform is a mystery to me and to everyone - what will we really know until 2014 when the major parts of the legislation go into effect?
I'd vote for him again. I don't want him to just "cut spending" with random minuscule budget cuts - I want him and the GOP to reform the way the U.S. spends its money on Medicare, Medicaid and DoD.
Originally Posted by Supermanblue79
A Constitutional ban on Southside Fades.Originally Posted by H TOWN HUSTLER
What is one thing Obama did to fix America? I'll wait...
sit down OP.
Originally Posted by Supermanblue79
A Constitutional ban on Southside Fades.Originally Posted by H TOWN HUSTLER
What is one thing Obama did to fix America? I'll wait...
sit down OP.
Pretty much.Originally Posted by IgnantBliss
To chime in on that Afghanistan/Iraq talk...I'm in the military and I will tell you...we are NEVER leaving there....that is MONEY.
Pretty much.Originally Posted by IgnantBliss
To chime in on that Afghanistan/Iraq talk...I'm in the military and I will tell you...we are NEVER leaving there....that is MONEY.
exactly. the ironyOriginally Posted by moneymike88
Originally Posted by Th3Ownly
Originally Posted by TJ Detweiler
universal healthcare
your an idiot. I knew obama would fail
Oh, word?